Netherlands vs United States: Insurance indicators β€” Penetration

Netherlands
8.26 Percentage of GDP
in 2024
United States
12.68 Percentage of GDP
in 2024
Netherlands rank
2nd
United States rank
3rd

Insurance indicators β€” Penetration over time

  • Netherlands
  • United States
4681012198320032024

How they compare

United States currently reports 12.68 Percentage of GDP against 8.26 Percentage of GDP in Netherlands, a difference of 4.42 Percentage of GDP.

That makes United States's figure about 1.5 times Netherlands's.

Across all 35 years both countries report, United States has been ahead every year.

Netherlands ranks 2nd and United States ranks 3rd of 9 groups.

United States has averaged higher in every one of the 4 decades both report.

Head to head by decade

Decade Netherlands United States Difference Ahead
1990s 6.24 Percentage of GDP 9.81 Percentage of GDP 3.57 Percentage of GDP United States
2000s 8.31 Percentage of GDP 10.47 Percentage of GDP 2.16 Percentage of GDP United States
2010s 7.1 Percentage of GDP 11.04 Percentage of GDP 3.93 Percentage of GDP United States
2020s 8.52 Percentage of GDP 12.16 Percentage of GDP 3.65 Percentage of GDP United States

Averages of every year both report within each decade.

Frequently asked questions

Which has higher insurance indicators β€” penetration, Netherlands or United States?
United States, at 12.68 Percentage of GDP against 8.26 Percentage of GDP in Netherlands as of 2024.
What is the difference in insurance indicators β€” penetration between Netherlands and United States?
4.42 Percentage of GDP, with United States ahead.
How many years of comparable data are there for Netherlands and United States?
35 years are reported by both, from 1990 to 2024.
How do Netherlands and United States rank globally for insurance indicators β€” penetration?
Netherlands ranks 2nd and United States ranks 3rd of 9 groups.
Where does this data come from?
Organisation for Economic Co-operation and Development, published as Insurance indicators β€” Penetration. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Netherlands vs United States: Insurance indicators β€” Penetration. Statizoid, drawing on Organisation for Economic Co-operation and Development. Retrieved 19 August 2026, from https://reference.statizoid.com/compare/insurance-indicators-penetration/netherlands-2/united-states/

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About this data

Indicator
Insurance indicators β€” Penetration
Unit
Percentage of GDP
Source
Organisation for Economic Co-operation and Development
Licence
OECD Terms and Conditions (attribution required)
Coverage
62 places, 1,565 data points, 1983–2024
Last refreshed

This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.