Insurance indicators — Penetration in India

India: Insurance indicators — Penetration was 4.18 Percentage of GDP in 2020. ▲ Rising

Latest (2020)
4.18 Percentage of GDP
Change on year
up 10.0%
World rank
25th
of 52 countries
All-time high
4.18 Percentage of GDP
in 2020
All-time low
3.39 Percentage of GDP
in 2015
Years of data
6
2011–2020

Insurance indicators — Penetration in India, 2011–2020

012342011201520202011: 3.8 Percentage of GDP2015: 3.4 Percentage of GDP2016: 3.6 Percentage of GDP2017: 3.6 Percentage of GDP2019: 3.8 Percentage of GDP2020: 4.2 Percentage of GDP

Source: Organisation for Economic Co-operation and Development. Measured in Percentage of GDP.

Analysis

In 2020, insurance indicators — penetration in India stood at 4.18 Percentage of GDP. That is the highest value across all 6 years on record.

The figure is up 10.0% on the previous year and up 9.0% over ten years.

Over the whole period, insurance indicators — penetration in India peaked at 4.18 Percentage of GDP in 2020 and was at its lowest, 3.39 Percentage of GDP, in 2015.

India ranks 25th of 52 countries on this measure, in the middle of the range.

Averages by decade

DecadeAverage LowestHighest Years
2010s 3.64 Percentage of GDP 3.39 Percentage of GDP 3.84 Percentage of GDP 5
2020s 4.18 Percentage of GDP 4.18 Percentage of GDP 4.18 Percentage of GDP 1

Countries ranked near India

  1. 22 Spain 4.46 Percentage of GDP compare
  2. 23 Chile 4.43 Percentage of GDP compare
  3. 24 Austria 4.39 Percentage of GDP compare
  4. 26 Israel 3.81 Percentage of GDP compare
  5. 27 Uruguay 3.57 Percentage of GDP compare
  6. 28 Finland 3.51 Percentage of GDP compare

See the full ranking of 62 places →

More reference data data for India

All data for India →

Frequently asked questions

What is insurance indicators — penetration in India?
Insurance indicators — penetration in India was 4.18 Percentage of GDP in 2020, according to Organisation for Economic Co-operation and Development.
What is the highest insurance indicators — penetration recorded in India?
The highest recorded value was 4.18 Percentage of GDP in 2020.
What is the lowest insurance indicators — penetration recorded in India?
The lowest recorded value was 3.39 Percentage of GDP in 2015.
How does India rank for insurance indicators — penetration?
India ranks 25th out of 52 countries with data for 2020.
Is insurance indicators — penetration rising or falling in India?
Over the last ten years it is up 9.0%. The long-run trend across the full record is rising.
Where does this India data come from?
The figures come from Organisation for Economic Co-operation and Development, published as part of Insurance indicators — Penetration. Statizoid updates them automatically from the source API.

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Insurance indicators — Penetration in India. Statizoid, drawing on Organisation for Economic Co-operation and Development. Retrieved 19 August 2026, from https://reference.statizoid.com/stat/insurance-indicators-penetration/india/

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About this data

Indicator
Insurance indicators — Penetration
Unit
Percentage of GDP
Source
Organisation for Economic Co-operation and Development
Licence
OECD Terms and Conditions (attribution required)
Coverage
62 places, 1,565 data points, 1983–2024
Last refreshed

This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.