Finland vs India: Insurance indicators — Penetration

Finland
3.51 Percentage of GDP
in 2024
India
4.18 Percentage of GDP
in 2020
Finland rank
28th
India rank
25th

Insurance indicators — Penetration over time

  • Finland
  • India
246198320032024

How they compare

India currently reports 4.18 Percentage of GDP against 3.51 Percentage of GDP in Finland, a difference of 0.67 Percentage of GDP.

That makes India's figure about 1.2 times Finland's.

The two have swapped places 2 times across 6 shared years of data; in 2011 it was India ahead.

Finland ranks 28th and India ranks 25th of 52 countries.

Across the 2 decades both report, Finland averaged higher in 1 and India in 1.

Head to head by decade

Decade Finland India Difference Ahead
2010s 3.84 Percentage of GDP 3.64 Percentage of GDP 0.207 Percentage of GDP Finland
2020s 1.71 Percentage of GDP 4.18 Percentage of GDP 2.48 Percentage of GDP India

Averages of every year both report within each decade.

Frequently asked questions

Which has higher insurance indicators — penetration, Finland or India?
India, at 4.18 Percentage of GDP against 3.51 Percentage of GDP in Finland as of 2020.
What is the difference in insurance indicators — penetration between Finland and India?
0.67 Percentage of GDP, with India ahead.
How many years of comparable data are there for Finland and India?
6 years are reported by both, from 2011 to 2020.
How do Finland and India rank globally for insurance indicators — penetration?
Finland ranks 28th and India ranks 25th of 52 countries.
Where does this data come from?
Organisation for Economic Co-operation and Development, published as Insurance indicators — Penetration. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Finland vs India: Insurance indicators — Penetration. Statizoid, drawing on Organisation for Economic Co-operation and Development. Retrieved 20 August 2026, from https://reference.statizoid.com/compare/insurance-indicators-penetration/finland/india/

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About this data

Indicator
Insurance indicators — Penetration
Unit
Percentage of GDP
Source
Organisation for Economic Co-operation and Development
Licence
OECD Terms and Conditions (attribution required)
Coverage
62 places, 1,565 data points, 1983–2024
Last refreshed

This dataset includes key indicators on the insurance industry, such as insurance penetration (gross written premiums as a percentage of GDP), insurance density (gross written premiums in USD per capita), the share of life and non-life insurance in the total insurance business (life and non-life gross written premiums as a percentage of gross premiums), the retention ratio (net written premiums as a percentage of gross premiums) and the reinsurance share (reinsurance accepted as a percentage of gross premiums). This dataset also shows the domestic market share of foreign-controlled undertakings and branches/agencies in each reporting jurisdiction, and the geographical distribution of premiums written within the OECD.