Inability to face unexpected financial expenses in Germany

Germany: Inability to face unexpected financial expenses was 31.9% in 2025. ▼ Falling

Latest (2025)
31.9%
Change on year
down 0.9%
World rank
18th
of 47 countries
All-time high
41.0%
in 2006
All-time low
24.7%
in 2005
Years of data
21
2005–2025

Inability to face unexpected financial expenses in Germany, 2005–2025

0102030402005201520252005: 24.7 Percentage2006: 41 Percentage2007: 36.5 Percentage2008: 34.9 Percentage2009: 34.6 Percentage2010: 33.7 Percentage2011: 34.5 Percentage2012: 33.4 Percentage2013: 32.9 Percentage2014: 32.6 Percentage2015: 30.4 Percentage2016: 30 Percentage2017: 29.3 Percentage2018: 28.1 Percentage2019: 26 Percentage2020: 37.6 Percentage2021: 32.3 Percentage2022: 33.9 Percentage2023: 35 Percentage2024: 32.2 Percentage2025: 31.9 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

In 2025, inability to face unexpected financial expenses in Germany stood at 31.9%.

The figure is down 0.9% on the previous year and up 4.9% over ten years.

Over the whole period, inability to face unexpected financial expenses in Germany peaked at 41.0% in 2006 and was at its lowest, 24.7%, in 2005.

Germany ranks 18th of 47 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 21 years of available data.

Inability to face unexpected financial expenses in Germany, year by year

Annual values for Inability to face unexpected financial expenses in Germany, 2005 to 2025.
Year Percentage Change
2005 24.7% —
2006 41.0% +66.0%
2007 36.5% -11.0%
2008 34.9% -4.4%
2009 34.6% -0.9%
2010 33.7% -2.6%
2011 34.5% +2.4%
2012 33.4% -3.2%
2013 32.9% -1.5%
2014 32.6% -0.9%
2015 30.4% -6.7%
2016 30.0% -1.3%
2017 29.3% -2.3%
2018 28.1% -4.1%
2019 26.0% -7.5%
2020 37.6% +44.6%
2021 32.3% -14.1%
2022 33.9% +5.0%
2023 35.0% +3.2%
2024 32.2% -8.0%
2025 31.9% -0.9%

Germany compared with similar countries

  • Germany's 31.9% is above the median for Europe & Central Asia, which is 29.9%, 1.1× the median. (34 countries reporting)
  • Germany's 31.9% is above the median for high income countries, which is 28.0%, 1.1× the median. (31 countries reporting)

Biggest year-on-year movements

Years where Inability to face unexpected financial expenses in Germany changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2006 +66.0% 24.7% 41.0%
2020 +44.6% 26.0% 37.6%

Averages by decade

DecadeAverage LowestHighest Years
2000s 34.3% 24.7% 41.0% 5
2010s 31.1% 26.0% 34.5% 10
2020s 33.8% 31.9% 37.6% 6

Countries ranked near Germany

  1. 15 United Kingdom 34.6% compare
  2. 15 United Kingdom 34.6% compare
  3. 17 Cyprus 32.0% compare
  4. 19 European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) 31.3% compare
  5. 20 Croatia 31.2% compare
  6. 20 Croatia 31.2% compare

See the full ranking of 53 places →

More reference data data for Germany

All data for Germany →

Frequently asked questions

What is inability to face unexpected financial expenses in Germany?
Inability to face unexpected financial expenses in Germany was 31.9% in 2025, according to Eurostat.
What is the highest inability to face unexpected financial expenses recorded in Germany?
The highest recorded value was 41.0% in 2006.
What is the lowest inability to face unexpected financial expenses recorded in Germany?
The lowest recorded value was 24.7% in 2005.
How does Germany rank for inability to face unexpected financial expenses?
Germany ranks 18th out of 47 countries with data for 2025.
Is inability to face unexpected financial expenses rising or falling in Germany?
Over the last ten years it is up 4.9%. The long-run trend across the full record is falling.
Where does this Germany data come from?
The figures come from Eurostat, published as part of Inability to face unexpected financial expenses. Statizoid updates them automatically from the source API.

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Inability to face unexpected financial expenses in Germany. Statizoid, drawing on Eurostat. Retrieved 25 September 2026, from https://reference.statizoid.com/stat/inability-to-face-unexpected-financial-expenses/germany/

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About this data

Indicator
Inability to face unexpected financial expenses
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
53 places, 999 data points, 2003–2025
Last refreshed