Inability to face unexpected financial expenses by country
Countries reporting
47
Highest
50.5%
Greece
Lowest
15.3%
Netherlands
Median
30.1%
Years covered
23
2003–2025
Data points
999
What the numbers show
Inability to face unexpected financial expenses is currently reported for 47 countries. The highest value is 50.5% in Greece; the lowest is 15.3% in Netherlands.
The median across all reporting countries is 30.1%, and the mean is 30.1%.
The gap between the highest and lowest reporting country is a factor of about 3.
Over the past decade 5 countries rose and 42 fell. The largest increase was in Norway (up 35.1%), and the largest decrease in Hungary (down 57.8%).
Inability to face unexpected financial expenses: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Greece | 50.5% | 2025 | down 5.4% | rising |
| 2 | Montenegro | 48.0% | 2024 | down 34.2% | falling |
| 3 | North Macedonia | 45.8% | 2024 | down 24.9% | falling |
| 4 | Latvia | 43.7% | 2025 | down 27.6% | falling |
| 4 | Latvia | 43.7% | 2025 | down 27.6% | falling |
| 6 | Bulgaria | 42.4% | 2025 | down 20.6% | falling |
| 7 | Lithuania | 41.1% | 2025 | down 22.7% | falling |
| 7 | Lithuania | 41.1% | 2025 | down 22.7% | falling |
| 9 | Romania | 37.8% | 2025 | down 26.5% | falling |
| 10 | Albania | 36.9% | 2023 | down 30.4% | falling |
| 11 | Spain | 36.4% | 2025 | down 8.5% | flat |
| 12 | Serbia | 36.1% | 2025 | down 23.7% | falling |
| 13 | Estonia | 36.0% | 2025 | down 1.9% | rising |
| 13 | Estonia | 36.0% | 2025 | down 1.9% | rising |
| 15 | United Kingdom | 34.6% | 2018 | up 21.0% | rising |
| 15 | United Kingdom | 34.6% | 2018 | up 21.0% | rising |
| 17 | Cyprus | 32.0% | 2025 | down 47.1% | falling |
| 18 | Germany | 31.9% | 2025 | up 4.9% | falling |
| 19 | European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) | 31.3% | 2019 | down 17.8% | falling |
| 20 | Croatia | 31.2% | 2025 | down 47.8% | falling |
| 20 | Croatia | 31.2% | 2025 | down 47.8% | falling |
| 22 | Ireland | 30.6% | 2025 | down 39.0% | flat |
| 23 | Hungary | 30.5% | 2025 | down 57.8% | falling |
| 24 | Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) | 30.1% | 2021 | down 12.2% | falling |
| 25 | Portugal | 29.2% | 2025 | down 28.3% | rising |
| 26 | France | 28.8% | 2025 | down 12.2% | falling |
| 27 | Finland | 28.0% | 2025 | down 1.4% | falling |
| 28 | Slovakia | 26.0% | 2025 | down 29.2% | falling |
| 28 | Slovakia | 26.0% | 2025 | down 29.2% | falling |
| 30 | Italy | 25.6% | 2025 | down 35.8% | flat |
| 31 | Türkiye | 25.1% | 2025 | down 23.0% | falling |
| 32 | Slovenia | 23.9% | 2025 | down 44.3% | falling |
| 32 | Slovenia | 23.9% | 2025 | down 44.3% | falling |
| 34 | Sweden | 23.0% | 2025 | up 16.2% | rising |
| 35 | Norway | 22.7% | 2025 | up 35.1% | rising |
| 36 | Poland | 22.5% | 2025 | down 46.8% | falling |
| 36 | Poland | 22.5% | 2025 | down 46.8% | falling |
| 38 | Iceland | 22.4% | 2020 | down 32.9% | falling |
| 39 | Belgium | 22.1% | 2025 | down 14.0% | falling |
| 40 | Luxembourg | 21.8% | 2025 | down 5.2% | rising |
| 41 | Austria | 20.9% | 2025 | down 7.5% | falling |
| 42 | Denmark | 20.1% | 2025 | down 24.2% | rising |
| 43 | Switzerland | 20.0% | 2024 | down 6.1% | falling |
| 44 | Malta | 18.7% | 2025 | down 12.6% | falling |
| 44 | Czechia | 18.7% | 2025 | down 48.1% | falling |
| 46 | Netherlands | 15.3% | 2025 | down 33.2% | falling |
| 46 | Netherlands | 15.3% | 2025 | down 33.2% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.