Consolidated banking leverage, domestic and foreign entities (asset-to-equity multiple) by country
Countries reporting
37
Highest
17.0%
Denmark
Lowest
7.6%
Bulgaria
Median
11.4%
Years covered
19
2007–2025
Data points
660
What the numbers show
Consolidated banking leverage, domestic and foreign entities (asset-to-equity multiple) is currently reported for 37 countries. The highest value is 17.0% in Denmark; the lowest is 7.6% in Bulgaria.
The median across all reporting countries is 11.4%, and the mean is 11.7%.
The gap between the highest and lowest reporting country is a factor of about 2.
Over the past decade 15 countries rose and 20 fell. The largest increase was in Lithuania (up 70.0%), and the largest decrease in Germany (down 32.8%).
Consolidated banking leverage, domestic and foreign entities: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Denmark | 17.0% | 2025 | up 1.8% | falling |
| 2 | Lithuania | 15.3% | 2025 | up 70.0% | rising |
| 2 | Lithuania | 15.3% | 2025 | up 70.0% | rising |
| 4 | Netherlands | 15.2% | 2025 | down 15.6% | falling |
| 4 | Netherlands | 15.2% | 2025 | down 15.6% | falling |
| 6 | Spain | 15.1% | 2025 | up 10.2% | falling |
| 7 | Finland | 15.0% | 2025 | down 21.5% | falling |
| 8 | France | 14.7% | 2025 | down 15.0% | falling |
| 9 | Czechia | 14.1% | 2025 | up 39.6% | rising |
| 10 | Sweden | 13.7% | 2025 | down 27.1% | falling |
| 11 | Belgium | 13.1% | 2025 | down 10.9% | falling |
| 11 | Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) | 13.1% | 2025 | down 16.0% | falling |
| 11 | Luxembourg | 13.1% | 2025 | down 2.2% | falling |
| 14 | European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) | 13.0% | 2025 | down 16.7% | falling |
| 15 | Germany | 12.5% | 2025 | down 32.8% | falling |
| 16 | Italy | 11.6% | 2025 | down 11.5% | falling |
| 17 | Malta | 11.5% | 2025 | down 18.4% | rising |
| 18 | Poland | 11.4% | 2025 | up 23.9% | rising |
| 18 | Poland | 11.4% | 2025 | up 23.9% | rising |
| 20 | Portugal | 10.7% | 2025 | down 13.7% | falling |
| 21 | Greece | 10.6% | 2025 | down 3.6% | falling |
| 22 | Cyprus | 10.3% | 2025 | down 3.7% | falling |
| 23 | Romania | 9.9% | 2025 | up 1.0% | falling |
| 24 | Estonia | 9.8% | 2025 | up 27.3% | falling |
| 24 | Estonia | 9.8% | 2025 | up 27.3% | falling |
| 26 | Austria | 9.6% | 2025 | down 28.9% | falling |
| 27 | Latvia | 9.5% | 2025 | unchanged | falling |
| 27 | Latvia | 9.5% | 2025 | unchanged | falling |
| 29 | Slovakia | 9.4% | 2025 | up 4.4% | falling |
| 29 | Ireland | 9.4% | 2025 | up 20.5% | volatile |
| 29 | Slovakia | 9.4% | 2025 | up 4.4% | falling |
| 32 | Croatia | 9.3% | 2025 | up 16.2% | rising |
| 32 | Croatia | 9.3% | 2025 | up 16.2% | rising |
| 34 | Hungary | 8.9% | 2025 | down 20.5% | falling |
| 35 | Slovenia | 8.5% | 2025 | down 1.2% | falling |
| 35 | Slovenia | 8.5% | 2025 | down 1.2% | falling |
| 37 | Bulgaria | 7.6% | 2025 | down 1.3% | flat |