Bank or similar financial institution account in Germany

Germany: Bank or similar financial institution account was 98.3% in 2024. ▬ Flat

Latest (2024)
98.3%
Change on year
down 1.7%
World rank
14th
of 115 countries
All-time high
100.0%
in 2021
All-time low
98.1%
in 2011
Years of data
5
2011–2024

Bank or similar financial institution account in Germany, 2011–2024

0204060801002011201720242011: 98.1 % age 15+2014: 98.8 % age 15+2017: 99.1 % age 15+2021: 100 % age 15+2024: 98.3 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for bank or similar financial institution account in Germany is 98.3%, measured in 2024.

The figure is down 1.7% on the previous year and down 0.5% over ten years.

Over the whole period, bank or similar financial institution account in Germany peaked at 100.0% in 2021 and was at its lowest, 98.1%, in 2011.

Germany ranks 14th of 115 countries on this measure, in the top quarter.

Bank or similar financial institution account in Germany, year by year

Annual values for Bank or similar financial institution account (% age 15+) in Germany, 2011 to 2024.
Year % age 15+ Change
2011 98.1%
2014 98.8% +0.6%
2017 99.1% +0.4%
2021 100.0% +0.8%
2024 98.3% -1.7%

Averages by decade

DecadeAverage LowestHighest Years
2010s 98.7% 98.1% 99.1% 3
2020s 99.1% 98.3% 100.0% 2

Countries ranked near Germany

  1. 11 Japan 98.5% compare
  2. 12 Canada 98.4% compare
  3. 13 Spain 98.4% compare
  4. 15 Ireland 98.3% compare
  5. 16 Belgium 98.2% compare
  6. 17 Mongolia 98.2% compare

See the full ranking of 127 places →

More reference data data for Germany

All data for Germany →

Frequently asked questions

What is bank or similar financial institution account in Germany?
Bank or similar financial institution account in Germany was 98.3% in 2024, according to Global Findex Database.
What is the highest bank or similar financial institution account recorded in Germany?
The highest recorded value was 100.0% in 2021.
What is the lowest bank or similar financial institution account recorded in Germany?
The lowest recorded value was 98.1% in 2011.
How does Germany rank for bank or similar financial institution account?
Germany ranks 14th out of 115 countries with data for 2024.
Is bank or similar financial institution account rising or falling in Germany?
Over the last ten years it is down 0.5%. The long-run trend across the full record is flat.
Where does this Germany data come from?
The figures come from Global Findex Database, published as part of Bank or similar financial institution account (% age 15+). Statizoid updates them automatically from the source API.

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Bank or similar financial institution account in Germany. Statizoid, drawing on Global Findex Database. Retrieved 26 August 2026, from https://reference.statizoid.com/stat/bank-or-similar-financial-institution-account-percent-age-15/germany/

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About this data

Indicator
Bank or similar financial institution account (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
127 places, 635 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another similar financial institution, (% age 15+)