Germany vs Spain: Bank or similar financial institution account

Germany
98.3%
in 2024
Spain
98.4%
in 2024
Germany rank
14th
Spain rank
13th

Bank or similar financial institution account over time

  • Germany
  • Spain
020406080100201120172024

How they compare

Spain currently reports 98.4% against 98.3% in Germany, a difference of 0.1%.

The two have swapped places 1 time across 5 shared years of data; in 2011 it was Germany ahead.

Germany ranks 14th and Spain ranks 13th of 115 countries.

Germany has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Germany Spain Difference Ahead
2010s 98.7% 94.9% 3.8% Germany
2020s 99.1% 98.3% 0.8% Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank or similar financial institution account, Germany or Spain?
Spain, at 98.4% against 98.3% in Germany as of 2024.
What is the difference in bank or similar financial institution account between Germany and Spain?
0.1%, with Spain ahead.
How many years of comparable data are there for Germany and Spain?
5 years are reported by both, from 2011 to 2024.
How do Germany and Spain rank globally for bank or similar financial institution account?
Germany ranks 14th and Spain ranks 13th of 115 countries.
Where does this data come from?
Global Findex Database, published as Bank or similar financial institution account (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Germany vs Spain: Bank or similar financial institution account. Statizoid, drawing on Global Findex Database. Retrieved 30 August 2026, from https://reference.statizoid.com/compare/bank-or-similar-financial-institution-account-percent-age-15/germany/spain/

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About this data

Indicator
Bank or similar financial institution account (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
127 places, 635 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another similar financial institution, (% age 15+)