Arrears on mortgage or rent payments in Germany

Germany: Arrears on mortgage or rent payments was 2.2% in 2025. ▼ Falling

Latest (2025)
2.2%
Change on year
unchanged
World rank
16th
of 47 countries
All-time high
2.8%
in 2023
All-time low
1.4%
in 2019
Years of data
21
2005–2025

Arrears on mortgage or rent payments in Germany, 2005–2025

01232005201520252005: 2.4 Percentage2006: 2.6 Percentage2007: 2.2 Percentage2008: 2.3 Percentage2009: 2.5 Percentage2010: 2 Percentage2011: 2.4 Percentage2012: 2 Percentage2013: 2.1 Percentage2014: 2.1 Percentage2015: 2.2 Percentage2016: 1.6 Percentage2017: 1.7 Percentage2018: 1.7 Percentage2019: 1.4 Percentage2020: 1.9 Percentage2021: 2.2 Percentage2022: 2.2 Percentage2023: 2.8 Percentage2024: 2.2 Percentage2025: 2.2 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

Germany recorded 2.2% for arrears on mortgage or rent payments in 2025.

That represents a change of unchanged over ten years.

Over the whole period, arrears on mortgage or rent payments in Germany peaked at 2.8% in 2023 and was at its lowest, 1.4%, in 2019.

That places Germany 16th out of 47 countries with data for 2025, putting it in the middle of the range.

The long-run direction has been consistently falling across the 21 years of available data.

Arrears on mortgage or rent payments in Germany, year by year

Annual values for Arrears on mortgage or rent payments in Germany, 2005 to 2025.
Year Percentage Change
2005 2.4% —
2006 2.6% +8.3%
2007 2.2% -15.4%
2008 2.3% +4.5%
2009 2.5% +8.7%
2010 2.0% -20.0%
2011 2.4% +20.0%
2012 2.0% -16.7%
2013 2.1% +5.0%
2014 2.1% +0.0%
2015 2.2% +4.8%
2016 1.6% -27.3%
2017 1.7% +6.2%
2018 1.7% +0.0%
2019 1.4% -17.6%
2020 1.9% +35.7%
2021 2.2% +15.8%
2022 2.2% +0.0%
2023 2.8% +27.3%
2024 2.2% -21.4%
2025 2.2% +0.0%

Germany compared with similar countries

  • Germany's 2.2% is above the median for Europe & Central Asia, which is 2.0%, 1.1× the median. (34 countries reporting)
  • Germany's 2.2% is above the median for high income countries, which is 2.1%, 1.0× the median. (31 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 2.4% 2.2% 2.6% 5
2010s 1.9% 1.4% 2.4% 10
2020s 2.2% 1.9% 2.8% 6

Countries ranked near Germany

  1. 13 Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) 3.9% compare
  2. 14 Norway 3.2% compare
  3. 15 European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) 3.0% compare
  4. 16 Luxembourg 2.2% compare
  5. 18 Switzerland 2.1% compare
  6. 18 Estonia 2.1% compare
  7. 18 Slovakia 2.1% compare
  8. 18 Estonia 2.1% compare
  9. 18 Slovakia 2.1% compare

See the full ranking of 54 places →

More reference data data for Germany

All data for Germany →

Frequently asked questions

What is arrears on mortgage or rent payments in Germany?
Arrears on mortgage or rent payments in Germany was 2.2% in 2025, according to Eurostat.
What is the highest arrears on mortgage or rent payments recorded in Germany?
The highest recorded value was 2.8% in 2023.
What is the lowest arrears on mortgage or rent payments recorded in Germany?
The lowest recorded value was 1.4% in 2019.
How does Germany rank for arrears on mortgage or rent payments?
Germany ranks 16th out of 47 countries with data for 2025.
Is arrears on mortgage or rent payments rising or falling in Germany?
Over the last ten years it is unchanged. The long-run trend across the full record is falling.
Where does this Germany data come from?
The figures come from Eurostat, published as part of Arrears on mortgage or rent payments. Statizoid updates them automatically from the source API.

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Arrears on mortgage or rent payments in Germany. Statizoid, drawing on Eurostat. Retrieved 25 September 2026, from https://reference.statizoid.com/stat/arrears-on-mortgage-or-rent-payments/germany/

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About this data

Indicator
Arrears on mortgage or rent payments
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
54 places, 1,011 data points, 2003–2025
Last refreshed