Arrears on mortgage or rent payments in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)

Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026): Arrears on mortgage or rent payments was 3.9% in 2021. ▼ Falling

Latest (2021)
3.9%
Change on year
unchanged
World rank
13th
of 47 countries
All-time high
5.0%
in 2014
All-time low
3.1%
in 2019
Years of data
11
2011–2021

Arrears on mortgage or rent payments in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026), 2011–2021

0123452011201620212011: 4.5 Percentage2012: 4.6 Percentage2013: 4.8 Percentage2014: 5 Percentage2015: 4.8 Percentage2016: 4.2 Percentage2017: 3.6 Percentage2018: 3.5 Percentage2019: 3.1 Percentage2020: 3.9 Percentage2021: 3.9 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

The most recent figure for arrears on mortgage or rent payments in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) is 3.9%, measured in 2021.

That represents a change of down 13.3% over ten years.

Over the whole period, arrears on mortgage or rent payments in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) peaked at 5.0% in 2014 and was at its lowest, 3.1%, in 2019.

That places Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) 13th out of 47 countries with data for 2021, putting it in the middle of the range.

The long-run direction has been consistently falling across the 11 years of available data.

Arrears on mortgage or rent payments in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026), year by year

Annual values for Arrears on mortgage or rent payments in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026), 2011 to 2021.
Year Percentage Change
2011 4.5%
2012 4.6% +2.2%
2013 4.8% +4.3%
2014 5.0% +4.2%
2015 4.8% -4.0%
2016 4.2% -12.5%
2017 3.6% -14.3%
2018 3.5% -2.8%
2019 3.1% -11.4%
2020 3.9% +25.8%
2021 3.9% +0.0%

Averages by decade

DecadeAverage LowestHighest Years
2010s 4.2% 3.1% 5.0% 9
2020s 3.9% 3.9% 3.9% 2

Countries ranked near Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)

  1. 12 Sweden 4.2% compare
  2. 14 Norway 3.2% compare
  3. 15 European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) 3.0% compare
  4. 16 Germany 2.2% compare
  5. 16 Luxembourg 2.2% compare

See the full ranking of 54 places →

More reference data data for Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)

All data for Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) →

Frequently asked questions

What is arrears on mortgage or rent payments in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
Arrears on mortgage or rent payments in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) was 3.9% in 2021, according to Eurostat.
What is the highest arrears on mortgage or rent payments recorded in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
The highest recorded value was 5.0% in 2014.
What is the lowest arrears on mortgage or rent payments recorded in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
The lowest recorded value was 3.1% in 2019.
How does Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) rank for arrears on mortgage or rent payments?
Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) ranks 13th out of 47 countries with data for 2021.
Is arrears on mortgage or rent payments rising or falling in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026)?
Over the last ten years it is down 13.3%. The long-run trend across the full record is falling.
Where does this Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) data come from?
The figures come from Eurostat, published as part of Arrears on mortgage or rent payments. Statizoid updates them automatically from the source API.

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Arrears on mortgage or rent payments in Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026). Statizoid, drawing on Eurostat. Retrieved 06 September 2026, from https://reference.statizoid.com/stat/arrears-on-mortgage-or-rent-payments/euro-area-ea11-1999-ea12-2001-ea13-2007-ea15-2008-ea16-2009-ea17-2011-ea18-2014-ea19-2015/

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About this data

Indicator
Arrears on mortgage or rent payments
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
54 places, 1,010 data points, 2003–2025
Last refreshed