Share of adults with an account at a financial institution in United States
United States: Share of adults with an account at a financial institution was 97.0% in 2024. ▲ Rising
Share of adults with an account at a financial institution in United States, 2011–2024
Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.
Analysis
In 2024, share of adults with an account at a financial institution in United States stood at 97.0%. That is the highest value across all 5 years on record.
Compared with earlier readings it is up 2.2% on the previous year and up 3.7% over ten years.
Over the whole period, share of adults with an account at a financial institution in United States peaked at 97.0% in 2024 and was at its lowest, 88.0%, in 2011.
That places United States 22nd out of 115 countries with data for 2024, putting it in the top quarter.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 91.6% | 88.0% | 93.6% | 3 |
| 2020s | 96.0% | 95.0% | 97.0% | 2 |
Countries ranked near United States
- 19 Singapore 98.0% compare
- 20 New Zealand 97.9% compare
- 21 Hong Kong 97.3% compare
- 23 South Korea 96.9% compare
- 25 Cyprus 96.1% compare
More reference data data for United States
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- Summer temperature anomalies 0.5014 °C (2026)
- Temperature anomalies by month 0.0594 °C (2026)
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- Autumn temperature anomalies 0.8696 °C (2025)
- Winter temperature anomalies 0.9189 °C (2025)
- Consumer price index 143.86 2010 = 100 (2024)
- Universal right to vote 2 (2025)
- Competitive elections 1 (2025)
- Men's universal right to vote 1 (2025)
Frequently asked questions
- What is share of adults with an account at a financial institution in United States?
- Share of adults with an account at a financial institution in United States was 97.0% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
- What is the highest share of adults with an account at a financial institution recorded in United States?
- The highest recorded value was 97.0% in 2024.
- What is the lowest share of adults with an account at a financial institution recorded in United States?
- The lowest recorded value was 88.0% in 2011.
- How does United States rank for share of adults with an account at a financial institution?
- United States ranks 22nd out of 115 countries with data for 2024.
- Is share of adults with an account at a financial institution rising or falling in United States?
- Over the last ten years it is up 3.7%. The long-run trend across the full record is rising.
- Where does this United States data come from?
- The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.
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About this data
The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.