Share of adults with an account at a financial institution in New Zealand
New Zealand: Share of adults with an account at a financial institution was 97.9% in 2024. ▬ Flat
Share of adults with an account at a financial institution in New Zealand, 2011–2024
Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.
Analysis
In 2024, share of adults with an account at a financial institution in New Zealand stood at 97.9%. That is the lowest value across all 5 years on record.
That represents a change of down 0.9% on the previous year and down 1.7% over ten years.
Over the whole period, share of adults with an account at a financial institution in New Zealand peaked at 99.5% in 2014 and was at its lowest, 97.9%, in 2024.
New Zealand ranks 20th of 115 countries on this measure, in the top quarter.
Share of adults with an account at a financial institution in New Zealand, year by year
| Year | % age 15+ | Change |
|---|---|---|
| 2011 | 99.4% | — |
| 2014 | 99.5% | +0.1% |
| 2017 | 99.2% | -0.3% |
| 2021 | 98.8% | -0.4% |
| 2024 | 97.9% | -0.9% |
New Zealand compared with similar countries
- New Zealand's 97.9% is above the median for high income countries, which is 97.0%, 1.0× the median. (42 countries reporting)
- New Zealand's 97.9% is above the median for East Asia & Pacific, which is 94.4%, 1.0× the median. (14 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 99.4% | 99.2% | 99.5% | 3 |
| 2020s | 98.3% | 97.9% | 98.8% | 2 |
Countries ranked near New Zealand
More reference data data for New Zealand
- Emission Totals - Indirect emissions (N2O) - Manure applied to Soils 0.4532 (2050)
- Emission Totals - Indirect emissions (N2O) - Manure left on Pasture 9.92 (2050)
- Emission Totals - Indirect emissions (N2O) - IPCC Agriculture 10.93 (2050)
- Emission Totals - Indirect emissions (N2O) - Crop Residues 0.0459 (2050)
- Emission Totals - Indirect emissions (N2O) - Agricultural Soils 10.93 (2050)
- Emission Totals - Emissions (N2O) - Manure applied to Soils 1.52 (2050)
- Emission Totals - Emissions (N2O) - Manure Management 1.53 (2050)
- Emission Totals - Emissions (N2O) - Manure left on Pasture 42.17 (2050)
- Emission Totals - Emissions (N2O) - IPCC Agriculture 47.53 (2050)
- Emission Totals - Emissions (N2O) - Crop Residues 0.2499 (2050)
Frequently asked questions
- What is share of adults with an account at a financial institution in New Zealand?
- Share of adults with an account at a financial institution in New Zealand was 97.9% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
- What is the highest share of adults with an account at a financial institution recorded in New Zealand?
- The highest recorded value was 99.5% in 2014.
- What is the lowest share of adults with an account at a financial institution recorded in New Zealand?
- The lowest recorded value was 97.9% in 2024.
- How does New Zealand rank for share of adults with an account at a financial institution?
- New Zealand ranks 20th out of 115 countries with data for 2024.
- Is share of adults with an account at a financial institution rising or falling in New Zealand?
- Over the last ten years it is down 1.7%. The long-run trend across the full record is flat.
- Where does this New Zealand data come from?
- The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (Our World in Data).
About this data
The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.