Share of adults with an account at a financial institution in New Zealand

New Zealand: Share of adults with an account at a financial institution was 97.9% in 2024. ▬ Flat

Latest (2024)
97.9%
Change on year
down 0.9%
World rank
20th
of 115 countries
All-time high
99.5%
in 2014
All-time low
97.9%
in 2024
Years of data
5
2011–2024

Share of adults with an account at a financial institution in New Zealand, 2011–2024

0204060801002011201720242011: 99.4 % age 15+2014: 99.5 % age 15+2017: 99.2 % age 15+2021: 98.8 % age 15+2024: 97.9 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

In 2024, share of adults with an account at a financial institution in New Zealand stood at 97.9%. That is the lowest value across all 5 years on record.

That represents a change of down 0.9% on the previous year and down 1.7% over ten years.

Over the whole period, share of adults with an account at a financial institution in New Zealand peaked at 99.5% in 2014 and was at its lowest, 97.9%, in 2024.

New Zealand ranks 20th of 115 countries on this measure, in the top quarter.

Averages by decade

DecadeAverage LowestHighest Years
2010s 99.4% 99.2% 99.5% 3
2020s 98.3% 97.9% 98.8% 2

Countries ranked near New Zealand

  1. 17 Belgium 98.2% compare
  2. 18 Australia 98.0% compare
  3. 19 Singapore 98.0% compare
  4. 21 Hong Kong 97.3% compare
  5. 22 United States 97.0% compare
  6. 23 South Korea 96.9% compare

See the full ranking of 115 places →

More reference data data for New Zealand

All data for New Zealand →

Frequently asked questions

What is share of adults with an account at a financial institution in New Zealand?
Share of adults with an account at a financial institution in New Zealand was 97.9% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in New Zealand?
The highest recorded value was 99.5% in 2014.
What is the lowest share of adults with an account at a financial institution recorded in New Zealand?
The lowest recorded value was 97.9% in 2024.
How does New Zealand rank for share of adults with an account at a financial institution?
New Zealand ranks 20th out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in New Zealand?
Over the last ten years it is down 1.7%. The long-run trend across the full record is flat.
Where does this New Zealand data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (Our World in Data).

About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.