Ghana vs Upper middle income: Saved at a financial institution or using a mobile money account

Ghana
67.2%
in 2024
Upper middle income
55.4%
in 2024
Ghana rank
1st
Upper middle income rank
2nd

Saved at a financial institution or using a mobile money account over time

  • Ghana
  • Upper middle income
204060201120172024

How they compare

Ghana currently reports 67.2% against 55.4% in Upper middle income, a difference of 11.8%.

That makes Ghana's figure about 1.2 times Upper middle income's.

The two have swapped places 1 time across 5 shared years of data; in 2011 it was Upper middle income ahead.

Ghana ranks 1st and Upper middle income ranks 2nd of 82 countries.

Across the 2 decades both report, Ghana averaged higher in 1 and Upper middle income in 1.

Head to head by decade

Decade Ghana Upper middle income Difference Ahead
2010s 17.0% 27.5% 10.6% Upper middle income
2020s 56.5% 45.3% 11.2% Ghana

Averages of every year both report within each decade.

Frequently asked questions

Which has higher saved at a financial institution or using a mobile money account, Ghana or Upper middle income?
Ghana, at 67.2% against 55.4% in Upper middle income as of 2024.
What is the difference in saved at a financial institution or using a mobile money account between Ghana and Upper middle income?
11.8%, with Ghana ahead.
How many years of comparable data are there for Ghana and Upper middle income?
5 years are reported by both, from 2011 to 2024.
How do Ghana and Upper middle income rank globally for saved at a financial institution or using a mobile money account?
Ghana ranks 1st and Upper middle income ranks 2nd of 82 countries.
Where does this data come from?
Global Findex Database, published as Saved at a financial institution or using a mobile money account (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Ghana vs Upper middle income: Saved at a financial institution or using a mobile money account. Statizoid, drawing on Global Findex Database. Retrieved 03 September 2026, from https://reference.statizoid.com/compare/saved-at-a-financial-institution-or-using-a-mobile-money-account-percent-age-15/ghana/upper-middle-income/

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<a href="https://reference.statizoid.com/compare/saved-at-a-financial-institution-or-using-a-mobile-money-account-percent-age-15/ghana/upper-middle-income/">Ghana vs Upper middle income: Saved at a financial institution or using a mobile money account</a> — Statizoid

About this data

Indicator
Saved at a financial institution or using a mobile money account (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
92 places, 460 data points, 2011–2024
Last refreshed

The percentage of respondents who report saving or setting aside any money at a bank or similar financial institution or using a mobile money account to save in the past year, (% age 15+)