Saved at a financial institution or using a mobile money account in Ghana

Ghana: Saved at a financial institution or using a mobile money account was 67.2% in 2024. ◆ Volatile

Latest (2024)
67.2%
Change on year
up 46.7%
World rank
1st
of 82 countries
All-time high
67.2%
in 2024
All-time low
16.1%
in 2011
Years of data
5
2011–2024

Saved at a financial institution or using a mobile money account in Ghana, 2011–2024

2040602011201720242011: 16.1 % age 15+2014: 18.6 % age 15+2017: 16.2 % age 15+2021: 45.8 % age 15+2024: 67.2 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

In 2024, saved at a financial institution or using a mobile money account in Ghana stood at 67.2%. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 46.7% on the previous year and up 261.5% over ten years.

Over the whole period, saved at a financial institution or using a mobile money account in Ghana peaked at 67.2% in 2024 and was at its lowest, 16.1%, in 2011.

That places Ghana 1st out of 82 countries with data for 2024, putting it in the top 10%.

Saved at a financial institution or using a mobile money account in Ghana, year by year

Annual values for Saved at a financial institution or using a mobile money account (% age 15+) in Ghana, 2011 to 2024.
Year % age 15+ Change
2011 16.1%
2014 18.6% +15.2%
2017 16.2% -12.9%
2021 45.8% +182.9%
2024 67.2% +46.7%

Averages by decade

DecadeAverage LowestHighest Years
2010s 17.0% 16.1% 18.6% 3
2020s 56.5% 45.8% 67.2% 2

Countries ranked near Ghana

  1. 2 China 66.5% compare
  2. 3 Senegal 58.3% compare
  3. 4 Kenya 54.4% compare

See the full ranking of 92 places →

More reference data data for Ghana

All data for Ghana →

Frequently asked questions

What is saved at a financial institution or using a mobile money account in Ghana?
Saved at a financial institution or using a mobile money account in Ghana was 67.2% in 2024, according to Global Findex Database.
What is the highest saved at a financial institution or using a mobile money account recorded in Ghana?
The highest recorded value was 67.2% in 2024.
What is the lowest saved at a financial institution or using a mobile money account recorded in Ghana?
The lowest recorded value was 16.1% in 2011.
How does Ghana rank for saved at a financial institution or using a mobile money account?
Ghana ranks 1st out of 82 countries with data for 2024.
Is saved at a financial institution or using a mobile money account rising or falling in Ghana?
Over the last ten years it is up 261.5%. The long-run trend across the full record is volatile.
Where does this Ghana data come from?
The figures come from Global Findex Database, published as part of Saved at a financial institution or using a mobile money account (% age 15+). Statizoid updates them automatically from the source API.

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Saved at a financial institution or using a mobile money account in Ghana. Statizoid, drawing on Global Findex Database. Retrieved 25 August 2026, from https://reference.statizoid.com/stat/saved-at-a-financial-institution-or-using-a-mobile-money-account-percent-age-15/ghana/

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About this data

Indicator
Saved at a financial institution or using a mobile money account (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
92 places, 460 data points, 2011–2024
Last refreshed

The percentage of respondents who report saving or setting aside any money at a bank or similar financial institution or using a mobile money account to save in the past year, (% age 15+)