Ghana vs Sub-Saharan Africa (excluding high income): Saved at a financial institution or using a mobile money account

Ghana
67.2%
in 2024
Sub-Saharan Africa (excluding high income)
34.7%
in 2024
Ghana rank
1st
Sub-Saharan Africa (excluding high income) rank
4th

Saved at a financial institution or using a mobile money account over time

  • Ghana
  • Sub-Saharan Africa (excluding high income)
204060201120172024

How they compare

Ghana currently reports 67.2% against 34.7% in Sub-Saharan Africa (excluding high income), a difference of 32.5%.

That makes Ghana's figure about 1.9 times Sub-Saharan Africa (excluding high income)'s.

Across all 5 years both countries report, Ghana has been ahead every year.

Ghana ranks 1st and Sub-Saharan Africa (excluding high income) ranks 4th of 82 countries.

Ghana has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Ghana Sub-Saharan Africa (excluding high income) Difference Ahead
2010s 17.0% 14.9% 2.1% Ghana
2020s 56.5% 28.8% 27.7% Ghana

Averages of every year both report within each decade.

Frequently asked questions

Which has higher saved at a financial institution or using a mobile money account, Ghana or Sub-Saharan Africa (excluding high income)?
Ghana, at 67.2% against 34.7% in Sub-Saharan Africa (excluding high income) as of 2024.
What is the difference in saved at a financial institution or using a mobile money account between Ghana and Sub-Saharan Africa (excluding high income)?
32.5%, with Ghana ahead.
How many years of comparable data are there for Ghana and Sub-Saharan Africa (excluding high income)?
5 years are reported by both, from 2011 to 2024.
How do Ghana and Sub-Saharan Africa (excluding high income) rank globally for saved at a financial institution or using a mobile money account?
Ghana ranks 1st and Sub-Saharan Africa (excluding high income) ranks 4th of 82 countries.
Where does this data come from?
Global Findex Database, published as Saved at a financial institution or using a mobile money account (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Ghana vs Sub-Saharan Africa (excluding high income): Saved at a financial institution or using a mobile money account. Statizoid, drawing on Global Findex Database. Retrieved 13 September 2026, from https://reference.statizoid.com/compare/saved-at-a-financial-institution-or-using-a-mobile-money-account-percent-age-15/ghana/sub-saharan-africa-excluding-high-income/

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<a href="https://reference.statizoid.com/compare/saved-at-a-financial-institution-or-using-a-mobile-money-account-percent-age-15/ghana/sub-saharan-africa-excluding-high-income/">Ghana vs Sub-Saharan Africa (excluding high income): Saved at a financial institution or using a mobile money account</a> — Statizoid

About this data

Indicator
Saved at a financial institution or using a mobile money account (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
92 places, 460 data points, 2011–2024
Last refreshed

The percentage of respondents who report saving or setting aside any money at a bank or similar financial institution or using a mobile money account to save in the past year, (% age 15+)