North Macedonia vs Sub-Saharan Africa (excluding high income): Owns a credit card

North Macedonia
26.0%
in 2024
Sub-Saharan Africa (excluding high income)
3.1%
in 2024
North Macedonia rank
9th
Sub-Saharan Africa (excluding high income) rank
9th

Owns a credit card over time

  • North Macedonia
  • Sub-Saharan Africa (excluding high income)
510152025201120172024

How they compare

North Macedonia currently reports 26.0% against 3.1% in Sub-Saharan Africa (excluding high income), a difference of 22.9%.

That makes North Macedonia's figure about 8.4 times Sub-Saharan Africa (excluding high income)'s.

Across all 5 years both countries report, North Macedonia has been ahead every year.

North Macedonia ranks 9th and Sub-Saharan Africa (excluding high income) ranks 9th of 115 countries.

North Macedonia has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade North Macedonia Sub-Saharan Africa (excluding high income) Difference Ahead
2010s 18.4% 2.9% 15.4% North Macedonia
2020s 24.1% 2.9% 21.2% North Macedonia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher owns a credit card, North Macedonia or Sub-Saharan Africa (excluding high income)?
North Macedonia, at 26.0% against 3.1% in Sub-Saharan Africa (excluding high income) as of 2024.
What is the difference in owns a credit card between North Macedonia and Sub-Saharan Africa (excluding high income)?
22.9%, with North Macedonia ahead.
How many years of comparable data are there for North Macedonia and Sub-Saharan Africa (excluding high income)?
5 years are reported by both, from 2011 to 2024.
How do North Macedonia and Sub-Saharan Africa (excluding high income) rank globally for owns a credit card?
North Macedonia ranks 9th and Sub-Saharan Africa (excluding high income) ranks 9th of 115 countries.
Where does this data come from?
Global Findex Database, published as Owns a credit card (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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North Macedonia vs Sub-Saharan Africa (excluding high income): Owns a credit card. Statizoid, drawing on Global Findex Database. Retrieved 11 September 2026, from https://reference.statizoid.com/compare/owns-a-credit-card-percent-age-15/north-macedonia/sub-saharan-africa-excluding-high-income/

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<a href="https://reference.statizoid.com/compare/owns-a-credit-card-percent-age-15/north-macedonia/sub-saharan-africa-excluding-high-income/">North Macedonia vs Sub-Saharan Africa (excluding high income): Owns a credit card</a> — Statizoid

About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)