China vs Upper middle income: Owns a credit card
China
46.0%
in 2024
Upper middle income
36.8%
in 2024
China rank
1st
Upper middle income rank
1st
Owns a credit card over time
- China
- Upper middle income
How they compare
China currently reports 46.0% against 36.8% in Upper middle income, a difference of 9.2%.
That makes China's figure about 1.2 times Upper middle income's.
The two have swapped places 1 time across 5 shared years of data; in 2011 it was Upper middle income ahead.
China ranks 1st and Upper middle income ranks 1st of 115 countries.
Across the 2 decades both report, China averaged higher in 1 and Upper middle income in 1.
Head to head by decade
| Decade | China | Upper middle income | Difference | Ahead |
|---|---|---|---|---|
| 2010s | 14.4% | 16.0% | 1.5% | Upper middle income |
| 2020s | 42.0% | 34.2% | 7.8% | China |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher owns a credit card, China or Upper middle income?
- China, at 46.0% against 36.8% in Upper middle income as of 2024.
- What is the difference in owns a credit card between China and Upper middle income?
- 9.2%, with China ahead.
- How many years of comparable data are there for China and Upper middle income?
- 5 years are reported by both, from 2011 to 2024.
- How do China and Upper middle income rank globally for owns a credit card?
- China ranks 1st and Upper middle income ranks 1st of 115 countries.
- Where does this data come from?
- Global Findex Database, published as Owns a credit card (% age 15+). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
The percentage of respondents who report having a credit card, (% age 15+)