Saved at a financial institution or using a mobile money account in South Africa

South Africa: Saved at a financial institution or using a mobile money account was 35.8% in 2024. ▲ Rising

Latest (2024)
35.8%
Change on year
down 11.7%
World rank
20th
of 82 countries
All-time high
40.5%
in 2021
All-time low
22.1%
in 2011
Years of data
5
2011–2024

Saved at a financial institution or using a mobile money account in South Africa, 2011–2024

0102030402011201720242011: 22.1 % age 15+2014: 32.7 % age 15+2017: 22.1 % age 15+2021: 40.5 % age 15+2024: 35.8 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

South Africa recorded 35.8% for saved at a financial institution or using a mobile money account in 2024.

That represents a change of down 11.7% on the previous year and up 9.4% over ten years.

Over the whole period, saved at a financial institution or using a mobile money account in South Africa peaked at 40.5% in 2021 and was at its lowest, 22.1%, in 2011.

That places South Africa 20th out of 82 countries with data for 2024, putting it in the top quarter.

Saved at a financial institution or using a mobile money account in South Africa, year by year

Annual values for Saved at a financial institution or using a mobile money account (% age 15+) in South Africa, 2011 to 2024.
Year % age 15+ Change
2011 22.1%
2014 32.7% +48.2%
2017 22.1% -32.5%
2021 40.5% +83.5%
2024 35.8% -11.7%

Averages by decade

DecadeAverage LowestHighest Years
2010s 25.6% 22.1% 32.7% 3
2020s 38.2% 35.8% 40.5% 2

Countries ranked near South Africa

  1. 17 Brazil 38.6% compare
  2. 18 Kazakhstan 37.7% compare
  3. 19 Mongolia 36.3% compare
  4. 21 Argentina 35.8% compare
  5. 22 Costa Rica 34.9% compare
  6. 23 Burkina Faso 32.9% compare

See the full ranking of 92 places →

More reference data data for South Africa

All data for South Africa →

Frequently asked questions

What is saved at a financial institution or using a mobile money account in South Africa?
Saved at a financial institution or using a mobile money account in South Africa was 35.8% in 2024, according to Global Findex Database.
What is the highest saved at a financial institution or using a mobile money account recorded in South Africa?
The highest recorded value was 40.5% in 2021.
What is the lowest saved at a financial institution or using a mobile money account recorded in South Africa?
The lowest recorded value was 22.1% in 2011.
How does South Africa rank for saved at a financial institution or using a mobile money account?
South Africa ranks 20th out of 82 countries with data for 2024.
Is saved at a financial institution or using a mobile money account rising or falling in South Africa?
Over the last ten years it is up 9.4%. The long-run trend across the full record is rising.
Where does this South Africa data come from?
The figures come from Global Findex Database, published as part of Saved at a financial institution or using a mobile money account (% age 15+). Statizoid updates them automatically from the source API.

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Saved at a financial institution or using a mobile money account in South Africa. Statizoid, drawing on Global Findex Database. Retrieved 02 September 2026, from https://reference.statizoid.com/stat/saved-at-a-financial-institution-or-using-a-mobile-money-account-percent-age-15/south-africa/

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About this data

Indicator
Saved at a financial institution or using a mobile money account (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
92 places, 460 data points, 2011–2024
Last refreshed

The percentage of respondents who report saving or setting aside any money at a bank or similar financial institution or using a mobile money account to save in the past year, (% age 15+)