Return on equity of banks in Germany

Germany: Return on equity of banks was 5.6% in 2025. ◆ Volatile

Latest (2025)
5.6%
Change on year
unchanged
World rank
37th
of 37 countries
All-time high
5.7%
in 2023
All-time low
-9.8%
in 2008
Years of data
18
2008–2025

Return on equity of banks in Germany, 2008–2025

-10-5052008201620252008: -9.8 Percentage2009: -2.2 Percentage2010: 1.9 Percentage2011: 2.2 Percentage2012: 1.1 Percentage2013: 1.3 Percentage2014: 2.5 Percentage2015: 1.7 Percentage2016: 2.2 Percentage2017: 2.9 Percentage2018: 2.4 Percentage2019: 2.1 Percentage2020: 2.2 Percentage2021: 4 Percentage2022: 4.3 Percentage2023: 5.7 Percentage2024: 5.6 Percentage2025: 5.6 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

In 2025, return on equity of banks in Germany stood at 5.6%.

That represents a change of up 229.4% over ten years.

Over the whole period, return on equity of banks in Germany peaked at 5.7% in 2023 and was at its lowest, -9.8%, in 2008.

That places Germany 37th out of 37 countries with data for 2025, putting it in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Return on equity of banks in Germany, year by year

Annual values for Return on equity of banks in Germany, 2008 to 2025.
Year Percentage Change
2008 -9.8% —
2009 -2.2% -77.6%
2010 1.9% -186.4%
2011 2.2% +15.8%
2012 1.1% -50.0%
2013 1.3% +18.2%
2014 2.5% +92.3%
2015 1.7% -32.0%
2016 2.2% +29.4%
2017 2.9% +31.8%
2018 2.4% -17.2%
2019 2.1% -12.5%
2020 2.2% +4.8%
2021 4.0% +81.8%
2022 4.3% +7.5%
2023 5.7% +32.6%
2024 5.6% -1.8%
2025 5.6% +0.0%

Germany compared with similar countries

  • Germany's 5.6% is below the median for Europe & Central Asia, which is 12.1%, 46% of the median. (26 countries reporting)
  • Germany's 5.6% is below the median for high income countries, which is 12.0%, 47% of the median. (27 countries reporting)

Biggest year-on-year movements

Years where Return on equity of banks in Germany changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2010 +186.4% -2.2% 1.9%

Averages by decade

DecadeAverage LowestHighest Years
2000s -6.0% -9.8% -2.2% 2
2010s 2.0% 1.1% 2.9% 10
2020s 4.6% 2.2% 5.7% 6

Countries ranked near Germany

  1. 34 Luxembourg 8.2% compare
  2. 35 Malta 8.1% compare
  3. 36 France 6.4% compare

See the full ranking of 37 places →

More reference data data for Germany

All data for Germany →

Frequently asked questions

What is return on equity of banks in Germany?
Return on equity of banks in Germany was 5.6% in 2025, according to Eurostat.
What is the highest return on equity of banks recorded in Germany?
The highest recorded value was 5.7% in 2023.
What is the lowest return on equity of banks recorded in Germany?
The lowest recorded value was -9.8% in 2008.
How does Germany rank for return on equity of banks?
Germany ranks 37th out of 37 countries with data for 2025.
Is return on equity of banks rising or falling in Germany?
Over the last ten years it is up 229.4%. The long-run trend across the full record is volatile.
Where does this Germany data come from?
The figures come from Eurostat, published as part of Return on equity of banks. Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (Eurostat).

Share, cite or embed this page

Cite this page

Return on equity of banks in Germany. Statizoid, drawing on Eurostat. Retrieved 25 September 2026, from https://reference.statizoid.com/stat/return-on-equity-of-banks/germany/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (Eurostat); please keep the attribution.

<a href="https://reference.statizoid.com/stat/return-on-equity-of-banks/germany/">Return on equity of banks in Germany</a> — Statizoid

About this data

Indicator
Return on equity of banks
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
37 places, 658 data points, 2007–2025
Last refreshed