Financial soundness indicators in Ghana

Ghana: Financial soundness indicators was 5.0% in 2024. ▲ Rising

Latest (2024)
5.0%
Change on year
down 6.8%
World rank
10th
of 150 countries
All-time high
6.3%
in 2013
All-time low
2.9%
in 2009
Years of data
17
2008–2024

Financial soundness indicators in Ghana, 2008–2024

02462008201620242008: 3.3 %2009: 2.9 %2010: 3.9 %2011: 3.9 %2012: 5 %2013: 6.3 %2014: 6.1 %2015: 4.5 %2016: 3.8 %2017: 3.7 %2018: 3.5 %2019: 4 %2020: 4.3 %2021: 4.6 %2022: 3.2 %2023: 5.4 %2024: 5 %

Source: International Monetary Fund – processed by Our World in Data. Measured in %.

Analysis

The most recent figure for financial soundness indicators in Ghana is 5.0%, measured in 2024.

Compared with earlier readings it is down 6.8% on the previous year and down 17.2% over ten years.

Over the whole period, financial soundness indicators in Ghana peaked at 6.3% in 2013 and was at its lowest, 2.9%, in 2009.

That places Ghana 10th out of 150 countries with data for 2024, putting it in the top 10%.

The long-run direction has been consistently rising across the 17 years of available data.

Financial soundness indicators in Ghana, year by year

Annual values for Financial soundness indicators in Ghana, 2008 to 2024.
Year % Change
2008 3.3%
2009 2.9% -12.6%
2010 3.9% +35.1%
2011 3.9% +0.8%
2012 5.0% +28.1%
2013 6.3% +27.0%
2014 6.1% -3.5%
2015 4.5% -25.6%
2016 3.8% -16.8%
2017 3.7% -2.4%
2018 3.5% -3.8%
2019 4.0% +13.0%
2020 4.3% +8.5%
2021 4.6% +5.3%
2022 3.2% -30.6%
2023 5.4% +70.7%
2024 5.0% -6.8%

Ghana compared with similar countries

  • Ghana's 5.0% is above the median for lower middle income countries, which is 2.6%, 2.0× the median. (32 countries reporting)
  • Ghana's 5.0% is above the median for Sub-Saharan Africa, which is 3.3%, 1.5× the median. (31 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 3.1% 2.9% 3.3% 2
2010s 4.5% 3.5% 6.3% 10
2020s 4.5% 3.2% 5.4% 5

Countries ranked near Ghana

  1. 7 Guinea 5.2% compare
  2. 8 Zambia 5.1% compare
  3. 9 Iraq 5.0% compare
  4. 11 Maldives 4.9% compare
  5. 12 Kyrgyzstan 4.8% compare
  6. 13 Gambia 4.7% compare

See the full ranking of 150 places →

More reference data data for Ghana

All data for Ghana →

Frequently asked questions

What is financial soundness indicators in Ghana?
Financial soundness indicators in Ghana was 5.0% in 2024, according to International Monetary Fund – processed by Our World in Data.
What is the highest financial soundness indicators recorded in Ghana?
The highest recorded value was 6.3% in 2013.
What is the lowest financial soundness indicators recorded in Ghana?
The lowest recorded value was 2.9% in 2009.
How does Ghana rank for financial soundness indicators?
Ghana ranks 10th out of 150 countries with data for 2024.
Is financial soundness indicators rising or falling in Ghana?
Over the last ten years it is down 17.2%. The long-run trend across the full record is rising.
Where does this Ghana data come from?
The figures come from International Monetary Fund – processed by Our World in Data, published as part of Financial soundness indicators. Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (Our World in Data).

Share, cite or embed this page

Cite this page

Financial soundness indicators in Ghana. Statizoid, drawing on International Monetary Fund – processed by Our World in Data. Retrieved 23 September 2026, from https://reference.statizoid.com/stat/regulation-financial-markets/ghana/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (Our World in Data); please keep the attribution.

<a href="https://reference.statizoid.com/stat/regulation-financial-markets/ghana/">Financial soundness indicators in Ghana</a> — Statizoid

About this data

Indicator
Financial soundness indicators
Unit
%
Source
International Monetary Fund – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
150 places, 2,289 data points, 2001–2025
Last refreshed

Return on assets (%).