Owns a debit card, secondary education or more (% ages 15+) by country
The percentage of respondents who report having a debit card, secondary education or more (% ages 15+)
Countries reporting
85
Highest
99.3%
Finland
Lowest
17.1%
Lebanon
Median
84.2%
Years covered
14
2011–2024
Data points
465
What the numbers show
Owns a debit card, secondary education or more (% ages 15+) is currently reported for 85 countries. The highest value is 99.3% in Finland; the lowest is 17.1% in Lebanon.
The median across all reporting countries is 84.2%, and the mean is 72.9%.
The gap between the highest and lowest reporting country is a factor of about 6.
Over the past decade 69 countries rose and 16 fell. The largest increase was in Azerbaijan (up 186.5%), and the largest decrease in Lebanon (down 59.6%).
Owns a debit card, secondary education or more: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Finland | 99.3% | 2024 | up 1.9% | rising |
| 2 | Sweden | 98.0% | 2024 | down 0.0% | flat |
| 3 | Denmark | 97.6% | 2024 | up 1.1% | rising |
| 4 | Netherlands | 97.5% | 2024 | down 1.0% | flat |
| 5 | Belgium | 96.8% | 2024 | up 3.8% | rising |
| 6 | Singapore | 96.2% | 2024 | up 2.9% | rising |
| 7 | Slovenia | 96.1% | 2024 | up 2.1% | flat |
| 8 | Estonia | 95.9% | 2024 | down 0.2% | flat |
| 9 | Croatia | 95.7% | 2024 | up 17.1% | rising |
| 10 | United Kingdom | 95.5% | 2024 | down 0.8% | flat |
| 11 | New Zealand | 95.5% | 2024 | down 0.4% | flat |
| 12 | Austria | 95.4% | 2024 | up 16.6% | rising |
| 13 | Taiwan | 94.8% | 2024 | up 14.4% | rising |
| 14 | Canada | 94.7% | 2024 | down 0.6% | flat |
| 15 | Ireland | 94.6% | 2024 | up 5.8% | rising |
| 16 | Lithuania | 94.6% | 2024 | up 23.7% | rising |
| 17 | Germany | 94.4% | 2024 | up 1.8% | rising |
| 18 | Hong Kong (China) | 94.3% | 2024 | up 21.5% | rising |
| 19 | Malta | 94.2% | 2024 | up 11.9% | rising |
| 20 | Australia | 92.8% | 2024 | up 2.9% | rising |
| 21 | France | 92.8% | 2024 | up 12.1% | rising |
| 22 | Japan | 92.7% | 2024 | down 0.9% | rising |
| 23 | Slovak Republic | 92.4% | 2024 | up 11.7% | rising |
| 24 | Iran | 92.3% | 2024 | up 17.8% | rising |
| 25 | Portugal | 92.2% | 2024 | up 7.3% | rising |
| 26 | Italy | 91.2% | 2024 | up 11.6% | rising |
| 27 | Czechia | 91.1% | 2024 | up 30.1% | rising |
| 28 | China (People’s Republic of) | 90.4% | 2024 | up 36.1% | rising |
| 29 | Latvia | 89.6% | 2024 | down 0.1% | rising |
| 30 | Mongolia | 89.1% | 2024 | up 16.9% | rising |
| 31 | Bulgaria | 88.9% | 2024 | up 28.0% | rising |
| 32 | Cyprus | 88.6% | 2024 | up 50.4% | rising |
| 33 | Chile | 88.5% | 2024 | up 40.8% | rising |
| 34 | North Macedonia | 88.1% | 2024 | up 19.2% | rising |
| 35 | United States | 87.9% | 2024 | up 13.3% | rising |
| 36 | Poland | 87.7% | 2024 | up 60.9% | rising |
| 37 | Mauritius | 87.2% | 2024 | up 17.3% | rising |
| 38 | Hungary | 86.1% | 2024 | up 20.1% | rising |
| 39 | Spain | 85.6% | 2024 | up 0.8% | rising |
| 40 | Uruguay | 85.5% | 2024 | up 88.9% | rising |
| 41 | Malaysia | 85.0% | 2024 | up 94.5% | rising |
| 42 | Korea | 84.3% | 2024 | up 10.7% | rising |
| 43 | Serbia | 84.2% | 2024 | up 37.2% | rising |
| 44 | Brazil | 83.8% | 2024 | up 22.9% | rising |
| 45 | Türkiye | 83.0% | 2024 | up 68.4% | rising |
| 46 | Greece | 82.6% | 2024 | up 26.8% | rising |
| 47 | Ukraine | 81.9% | 2024 | up 78.6% | rising |
| 48 | Bosnia and Herzegovina | 80.3% | 2024 | up 87.1% | rising |
| 49 | Venezuela | 76.8% | 2024 | up 32.5% | rising |
| 50 | Saudi Arabia | 76.3% | 2024 | up 18.8% | rising |
| 51 | Costa Rica | 74.9% | 2024 | up 18.6% | rising |
| 52 | Romania | 74.6% | 2024 | up 28.2% | rising |
| 53 | Russia | 73.9% | 2024 | up 46.7% | rising |
| 54 | Kazakhstan | 72.4% | 2024 | up 107.2% | rising |
| 55 | Argentina | 70.5% | 2024 | up 61.9% | rising |
| 56 | Viet Nam | 69.6% | 2024 | up 91.1% | rising |
| 57 | Georgia | 67.5% | 2024 | up 126.2% | rising |
| 58 | South Africa | 67.1% | 2024 | up 12.2% | rising |
| 59 | Nigeria | 66.1% | 2024 | up 37.6% | rising |
| 60 | Kosovo | 63.8% | 2024 | up 31.4% | rising |
| 61 | Uzbekistan | 56.4% | 2024 | up 91.1% | rising |
| 62 | Thailand | 55.7% | 2024 | down 19.7% | falling |
| 63 | Ecuador | 55.6% | 2024 | up 84.3% | rising |
| 64 | Panama | 55.0% | 2024 | up 75.9% | rising |
| 65 | Dominican Republic | 54.6% | 2024 | up 49.9% | rising |
| 66 | Indonesia | 52.7% | 2024 | up 26.1% | rising |
| 67 | Azerbaijan | 51.1% | 2024 | up 186.5% | rising |
| 68 | Mexico | 49.3% | 2024 | up 44.5% | rising |
| 69 | Albania | 48.7% | 2024 | up 23.1% | rising |
| 70 | Bolivia | 45.6% | 2024 | up 61.8% | rising |
| 71 | Moldova | 44.9% | 2024 | up 129.7% | rising |
| 72 | El Salvador | 42.6% | 2024 | up 21.4% | rising |
| 73 | Peru | 42.1% | 2024 | up 70.4% | rising |
| 74 | Honduras | 37.1% | 2024 | up 51.5% | rising |
| 75 | Palestine | 33.1% | 2024 | up 172.5% | rising |
| 76 | Jordan | 32.1% | 2024 | up 42.8% | rising |
| 77 | Colombia | 32.0% | 2024 | down 12.9% | rising |
| 78 | Botswana | 31.6% | 2024 | down 33.0% | flat |
| 79 | Guatemala | 28.3% | 2024 | up 16.3% | rising |
| 80 | Algeria | 25.9% | 2024 | up 3.0% | rising |
| 81 | Tanzania | 25.8% | 2024 | down 25.4% | falling |
| 82 | Kenya | 23.0% | 2024 | down 57.7% | falling |
| 83 | Philippines | 20.3% | 2024 | down 19.6% | rising |
| 84 | Zambia | 18.5% | 2024 | down 44.6% | falling |
| 85 | Lebanon | 17.1% | 2024 | down 59.6% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- Upper middle income 80.0%
- East Asia & Pacific (excluding high income) 79.9%
- Europe & Central Asia (excluding high income) 73.1%
- Low & middle income 64.3%
- Latin America & Caribbean (excluding high income) 62.3%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 52.3%
- Lower middle income 49.4%
- Sub-Saharan Africa (excluding high income) 36.3%
About this data
The percentage of respondents who report having a debit card, secondary education or more (% ages 15+)