Owns a debit card, primary education or less in Kenya

Kenya: Owns a debit card, primary education or less was 12.4% in 2024. ▼ Falling

Latest (2024)
12.4%
Change on year
up 34.6%
World rank
79th
of 86 countries
All-time high
16.0%
in 2017
All-time low
9.2%
in 2021
Years of data
5
2011–2024

Owns a debit card, primary education or less in Kenya, 2011–2024

0510152011201720242011: 9.9 % ages 15+2014: 15.9 % ages 15+2017: 16 % ages 15+2021: 9.2 % ages 15+2024: 12.4 % ages 15+

Source: Global Findex database. Measured in % ages 15+.

Analysis

In 2024, owns a debit card, primary education or less in Kenya stood at 12.4%.

The figure is up 34.6% on the previous year and down 21.6% over ten years.

Over the whole period, owns a debit card, primary education or less in Kenya peaked at 16.0% in 2017 and was at its lowest, 9.2%, in 2021.

Kenya ranks 79th of 86 countries on this measure, in the bottom quarter.

Owns a debit card, primary education or less in Kenya, year by year

Annual values for Owns a debit card, primary education or less (% ages 15+) in Kenya, 2011 to 2024.
Year % ages 15+ Change
2011 9.9% —
2014 15.9% +60.4%
2017 16.0% +1.0%
2021 9.2% -42.3%
2024 12.4% +34.6%

Kenya compared with similar countries

  • Kenya's 12.4% is below the median for lower middle income countries, which is 13.1%, 95% of the median. (10 countries reporting)
  • Kenya's 12.4% is below the median for Sub-Saharan Africa, which is 21.0%, 59% of the median. (7 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 13.9% 9.9% 16.0% 3
2020s 10.8% 9.2% 12.4% 2

Countries ranked near Kenya

  1. 76 Peru 14.9% compare
  2. 77 Honduras 13.7% compare
  3. 78 Albania 13.3% compare
  4. 80 Algeria 11.8% compare
  5. 81 Tanzania 10.5% compare
  6. 82 Colombia 9.3% compare

See the full ranking of 94 places →

More reference data data for Kenya

All data for Kenya →

Frequently asked questions

What is owns a debit card, primary education or less in Kenya?
Owns a debit card, primary education or less in Kenya was 12.4% in 2024, according to Global Findex database.
What is the highest owns a debit card, primary education or less recorded in Kenya?
The highest recorded value was 16.0% in 2017.
What is the lowest owns a debit card, primary education or less recorded in Kenya?
The lowest recorded value was 9.2% in 2021.
How does Kenya rank for owns a debit card, primary education or less?
Kenya ranks 79th out of 86 countries with data for 2024.
Is owns a debit card, primary education or less rising or falling in Kenya?
Over the last ten years it is down 21.6%. The long-run trend across the full record is falling.
Where does this Kenya data come from?
The figures come from Global Findex database, published as part of Owns a debit card, primary education or less (% ages 15+). Statizoid updates them automatically from the source API.

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Owns a debit card, primary education or less in Kenya. Statizoid, drawing on Global Findex database. Retrieved 30 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-primary-education-or-less-percent-ages-15/kenya/

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About this data

Indicator
Owns a debit card, primary education or less (% ages 15+)
Unit
% ages 15+
Source
Global Findex database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
94 places, 470 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a debit card, primary education or less (% ages 15+)