Owns a debit card in Zambia
Zambia: Owns a debit card was 12.6% in 2024. ▼ Falling
Latest (2024)
12.6%
Change on year
up 24.7%
World rank
99th
of 118 countries
All-time high
19.6%
in 2017
All-time low
10.1%
in 2021
Years of data
5
2011–2024
Owns a debit card in Zambia, 2011–2024
Source: Global Findex Database. Measured in % age 15+.
Analysis
The most recent figure for owns a debit card in Zambia is 12.6%, measured in 2024.
That represents a change of up 24.7% on the previous year and down 32.3% over ten years.
Over the whole period, owns a debit card in Zambia peaked at 19.6% in 2017 and was at its lowest, 10.1%, in 2021.
Zambia ranks 99th of 118 countries on this measure, in the bottom quarter.
Owns a debit card in Zambia, year by year
| Year | % age 15+ | Change |
|---|---|---|
| 2011 | 15.7% | — |
| 2014 | 18.7% | +18.9% |
| 2017 | 19.6% | +4.9% |
| 2021 | 10.1% | -48.2% |
| 2024 | 12.6% | +24.7% |
Zambia compared with similar countries
- Zambia's 12.6% is below the median for lower middle income countries, which is 16.1%, 79% of the median. (28 countries reporting)
- Zambia's 12.6% is above the median for Sub-Saharan Africa, which is 9.7%, 1.3× the median. (26 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 18.0% | 15.7% | 19.6% | 3 |
| 2020s | 11.4% | 10.1% | 12.6% | 2 |
Countries ranked near Zambia
More reference data data for Zambia
- Exchange rate, new LCU per USD extended backward, period average 18.94 (2026)
- Exchange rate, old LCU per USD extended forward, period average 18.94 (2026)
- Official exchange rate, LCU per USD, period average 18.94 (2026)
- Political opposition, annual growth rate 0 % change on previous year (2025)
- Elected parliament and government, annual growth rate 0 % change on previous year (2025)
- Global number of reported disasters by size, gaps filled 0 events (2025)
- Annual precipitation, annual growth rate 40.84 % change on previous year (2025)
- Free country, gaps filled 1 (2025)
- Civil liberties rating, gaps filled 4 (2025)
- Civil liberties rating, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is owns a debit card in Zambia?
- Owns a debit card in Zambia was 12.6% in 2024, according to Global Findex Database.
- What is the highest owns a debit card recorded in Zambia?
- The highest recorded value was 19.6% in 2017.
- What is the lowest owns a debit card recorded in Zambia?
- The lowest recorded value was 10.1% in 2021.
- How does Zambia rank for owns a debit card?
- Zambia ranks 99th out of 118 countries with data for 2024.
- Is owns a debit card rising or falling in Zambia?
- Over the last ten years it is down 32.3%. The long-run trend across the full record is falling.
- Where does this Zambia data come from?
- The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.
Download this data
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About this data
The percentage of respondents who report having an ATM or debit card, (% age 15+)