What is owns a debit card in Zambia?

Owns a debit card in Zambia was 12.6% in 2024, according to Global Findex Database.

What is the highest owns a debit card recorded in Zambia?

The highest recorded value was 19.6% in 2017.

What is the lowest owns a debit card recorded in Zambia?

The lowest recorded value was 10.1% in 2021.

How does Zambia rank for owns a debit card?

Zambia ranks 97th out of 116 countries with data for 2024.

Is owns a debit card rising or falling in Zambia?

Over the last ten years it is down 32.3%. The long-run trend across the full record is falling.

Where does this Zambia data come from?

The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a debit card in Zambia

Name: Owns a debit card in Zambia
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

Zambia: Owns a debit card was 12.6% in 2024. ▼ Falling

Latest (2024)

12.6%

Change on year

up 24.7%

World rank

97th

of 116 countries

All-time high

19.6%

in 2017

All-time low

10.1%

in 2021

Years of data

2011–2024

Owns a debit card in Zambia, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a debit card in Zambia is 12.6%, measured in 2024.

That represents a change of up 24.7% on the previous year and down 32.3% over ten years.

Over the whole period, owns a debit card in Zambia peaked at 19.6% in 2017 and was at its lowest, 10.1%, in 2021.

Zambia ranks 97th of 116 countries on this measure, in the bottom quarter.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	18.0%	15.7%	19.6%	3
2020s	11.4%	10.1%	12.6%	2

Countries ranked near Zambia

94 Tanzania 14.1% compare
95 Nicaragua 13.8% compare
96 Lebanon 13.4% compare
98 Cambodia 11.6% compare
99 Mauritania 10.9% compare
100 Pakistan 10.6% compare

See the full ranking of 127 places →

More reference data data for Zambia

Spring temperature anomalies -0.0386 °C (2026)
Summer temperature anomalies -0.018 °C (2026)
Temperature anomalies by month 0.3261 °C (2026)
Universal right to vote in practice 2 (2025)
Autumn temperature anomalies 0.5273 °C (2025)
Winter temperature anomalies -0.2981 °C (2025)
Consumer price index 483.32 2010 = 100 (2025)
Universal right to vote 2 (2025)
Competitive elections 1 (2025)
Men's universal right to vote 1 (2025)

All data for Zambia →

Frequently asked questions

What is owns a debit card in Zambia?: Owns a debit card in Zambia was 12.6% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Zambia?: The highest recorded value was 19.6% in 2017.
What is the lowest owns a debit card recorded in Zambia?: The lowest recorded value was 10.1% in 2021.
How does Zambia rank for owns a debit card?: Zambia ranks 97th out of 116 countries with data for 2024.
Is owns a debit card rising or falling in Zambia?: Over the last ten years it is down 32.3%. The long-run trend across the full record is falling.
Where does this Zambia data come from?: The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a debit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 127 places, 635 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having an ATM or debit card, (% age 15+)