Owns a debit card in North Macedonia

North Macedonia: Owns a debit card was 75.2% in 2024. ▲ Rising

Latest (2024)
75.2%
Change on year
up 42.8%
World rank
46th
of 118 countries
All-time high
75.2%
in 2024
All-time low
36.3%
in 2011
Years of data
5
2011–2024

Owns a debit card in North Macedonia, 2011–2024

0204060802011201720242011: 36.3 % age 15+2014: 52.7 % age 15+2017: 53.3 % age 15+2021: 52.6 % age 15+2024: 75.2 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

North Macedonia recorded 75.2% for owns a debit card in 2024. That is the highest value across all 5 years on record.

The figure is up 42.8% on the previous year and up 42.5% over ten years.

Over the whole period, owns a debit card in North Macedonia peaked at 75.2% in 2024 and was at its lowest, 36.3%, in 2011.

That places North Macedonia 46th out of 118 countries with data for 2024, putting it in the middle of the range.

Owns a debit card in North Macedonia, year by year

Annual values for Owns a debit card (% age 15+) in North Macedonia, 2011 to 2024.
Year % age 15+ Change
2011 36.3%
2014 52.7% +45.1%
2017 53.3% +1.1%
2021 52.6% -1.2%
2024 75.2% +42.8%

North Macedonia compared with similar countries

  • North Macedonia's 75.2% is above the median for upper middle income countries, which is 49.3%, 1.5× the median. (37 countries reporting)
  • North Macedonia's 75.2% is below the median for Europe & Central Asia, which is 82.3%, 91% of the median. (42 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 47.5% 36.3% 53.3% 3
2020s 63.9% 52.6% 75.2% 2

Countries ranked near North Macedonia

  1. 43 Mauritius 78.5% compare
  2. 44 Saudi Arabia 76.0% compare
  3. 45 Serbia 75.3% compare
  4. 47 Brazil 73.8% compare
  5. 48 Uruguay 72.3% compare
  6. 49 Venezuela 71.6% compare

See the full ranking of 128 places →

More reference data data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is owns a debit card in North Macedonia?
Owns a debit card in North Macedonia was 75.2% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in North Macedonia?
The highest recorded value was 75.2% in 2024.
What is the lowest owns a debit card recorded in North Macedonia?
The lowest recorded value was 36.3% in 2011.
How does North Macedonia rank for owns a debit card?
North Macedonia ranks 46th out of 118 countries with data for 2024.
Is owns a debit card rising or falling in North Macedonia?
Over the last ten years it is up 42.5%. The long-run trend across the full record is rising.
Where does this North Macedonia data come from?
The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a debit card in North Macedonia. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-percent-age-15/north-macedonia/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)