Owns a debit card in Kenya

Kenya: Owns a debit card was 19.5% in 2024. ▼ Falling

Latest (2024)
19.5%
Change on year
down 12.9%
World rank
91st
of 118 countries
All-time high
37.6%
in 2017
All-time low
19.5%
in 2024
Years of data
5
2011–2024

Owns a debit card in Kenya, 2011–2024

0102030402011201720242011: 29.9 % age 15+2014: 34.7 % age 15+2017: 37.6 % age 15+2021: 22.4 % age 15+2024: 19.5 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a debit card in Kenya is 19.5%, measured in 2024. That is the lowest value across all 5 years on record.

The figure is down 12.9% on the previous year and down 43.7% over ten years.

Over the whole period, owns a debit card in Kenya peaked at 37.6% in 2017 and was at its lowest, 19.5%, in 2024.

Kenya ranks 91st of 118 countries on this measure, in the bottom quarter.

Owns a debit card in Kenya, year by year

Annual values for Owns a debit card (% age 15+) in Kenya, 2011 to 2024.
Year % age 15+ Change
2011 29.9%
2014 34.7% +15.8%
2017 37.6% +8.3%
2021 22.4% -40.3%
2024 19.5% -12.9%

Kenya compared with similar countries

  • Kenya's 19.5% is above the median for lower middle income countries, which is 16.1%, 1.2× the median. (28 countries reporting)
  • Kenya's 19.5% is above the median for Sub-Saharan Africa, which is 9.7%, 2.0× the median. (26 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 34.0% 29.9% 37.6% 3
2020s 21.0% 19.5% 22.4% 2

Countries ranked near Kenya

  1. 88 Algeria 22.2% compare
  2. 89 Honduras 21.5% compare
  3. 90 Philippines 20.1% compare
  4. 92 Guatemala 18.1% compare
  5. 93 Nepal 17.6% compare
  6. 94 Zimbabwe 17.4% compare

See the full ranking of 128 places →

More reference data data for Kenya

All data for Kenya →

Frequently asked questions

What is owns a debit card in Kenya?
Owns a debit card in Kenya was 19.5% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Kenya?
The highest recorded value was 37.6% in 2017.
What is the lowest owns a debit card recorded in Kenya?
The lowest recorded value was 19.5% in 2024.
How does Kenya rank for owns a debit card?
Kenya ranks 91st out of 118 countries with data for 2024.
Is owns a debit card rising or falling in Kenya?
Over the last ten years it is down 43.7%. The long-run trend across the full record is falling.
Where does this Kenya data come from?
The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a debit card in Kenya. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-percent-age-15/kenya/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)