Owns a debit card in India

India: Owns a debit card was 37.6% in 2024. ▲ Rising

Latest (2024)
37.6%
Change on year
up 38.8%
World rank
75th
of 118 countries
All-time high
37.6%
in 2024
All-time low
8.4%
in 2011
Years of data
5
2011–2024

Owns a debit card in India, 2011–2024

102030402011201720242011: 8.4 % age 15+2014: 22.1 % age 15+2017: 32.7 % age 15+2021: 27.1 % age 15+2024: 37.6 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a debit card in India is 37.6%, measured in 2024. That is the highest value across all 5 years on record.

The figure is up 38.8% on the previous year and up 70.2% over ten years.

Over the whole period, owns a debit card in India peaked at 37.6% in 2024 and was at its lowest, 8.4%, in 2011.

India ranks 75th of 118 countries on this measure, in the middle of the range.

Owns a debit card in India, year by year

Annual values for Owns a debit card (% age 15+) in India, 2011 to 2024.
Year % age 15+ Change
2011 8.4%
2014 22.1% +162.7%
2017 32.7% +48.3%
2021 27.1% -17.3%
2024 37.6% +38.8%

India compared with similar countries

  • India's 37.6% is above the median for lower middle income countries, which is 16.1%, 2.3× the median. (28 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 21.1% 8.4% 32.7% 3
2020s 32.3% 27.1% 37.6% 2

Countries ranked near India

  1. 72 Sri Lanka 42.2% compare
  2. 73 Indonesia 41.4% compare
  3. 74 Mexico 40.1% compare
  4. 76 Peru 36.7% compare
  5. 77 Bolivia 33.7% compare
  6. 78 Albania 32.8% compare

See the full ranking of 128 places →

More reference data data for India

All data for India →

Frequently asked questions

What is owns a debit card in India?
Owns a debit card in India was 37.6% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in India?
The highest recorded value was 37.6% in 2024.
What is the lowest owns a debit card recorded in India?
The lowest recorded value was 8.4% in 2011.
How does India rank for owns a debit card?
India ranks 75th out of 118 countries with data for 2024.
Is owns a debit card rising or falling in India?
Over the last ten years it is up 70.2%. The long-run trend across the full record is rising.
Where does this India data come from?
The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a debit card in India. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-percent-age-15/india/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)