Owns a debit card in Ghana
Ghana: Owns a debit card was 14.8% in 2024. ▲ Rising
Latest (2024)
14.8%
Change on year
down 15.0%
World rank
95th
of 118 countries
All-time high
18.6%
in 2017
All-time low
9.8%
in 2014
Years of data
5
2011–2024
Owns a debit card in Ghana, 2011–2024
Source: Global Findex Database. Measured in % age 15+.
Analysis
In 2024, owns a debit card in Ghana stood at 14.8%.
Compared with earlier readings it is down 15.0% on the previous year and up 50.8% over ten years.
Over the whole period, owns a debit card in Ghana peaked at 18.6% in 2017 and was at its lowest, 9.8%, in 2014.
That places Ghana 95th out of 118 countries with data for 2024, putting it in the bottom quarter.
Owns a debit card in Ghana, year by year
| Year | % age 15+ | Change |
|---|---|---|
| 2011 | 11.4% | — |
| 2014 | 9.8% | -14.0% |
| 2017 | 18.6% | +89.4% |
| 2021 | 17.4% | -6.3% |
| 2024 | 14.8% | -15.0% |
Ghana compared with similar countries
- Ghana's 14.8% is below the median for lower middle income countries, which is 16.1%, 92% of the median. (28 countries reporting)
- Ghana's 14.8% is above the median for Sub-Saharan Africa, which is 9.7%, 1.5× the median. (26 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 13.3% | 9.8% | 18.6% | 3 |
| 2020s | 16.1% | 14.8% | 17.4% | 2 |
Countries ranked near Ghana
More reference data data for Ghana
- Emission Totals - Indirect emissions (N2O) - Manure applied to Soils 0.2805 (2050)
- Emission Totals - Indirect emissions (N2O) - Manure left on Pasture 1.89 (2050)
- Emission Totals - Indirect emissions (N2O) - IPCC Agriculture 2.69 (2050)
- Emission Totals - Indirect emissions (N2O) - Crop Residues 0.1989 (2050)
- Emission Totals - Indirect emissions (N2O) - Agricultural Soils 2.69 (2050)
- Emission Totals - Emissions (N2O) - Manure applied to Soils 0.9405 (2050)
- Emission Totals - Emissions (N2O) - Manure Management 0.9478 (2050)
- Emission Totals - Emissions (N2O) - Manure left on Pasture 8.22 (2050)
- Emission Totals - Emissions (N2O) - IPCC Agriculture 12.64 (2050)
- Emission Totals - Emissions (N2O) - Crop Residues 1.08 (2050)
Frequently asked questions
- What is owns a debit card in Ghana?
- Owns a debit card in Ghana was 14.8% in 2024, according to Global Findex Database.
- What is the highest owns a debit card recorded in Ghana?
- The highest recorded value was 18.6% in 2017.
- What is the lowest owns a debit card recorded in Ghana?
- The lowest recorded value was 9.8% in 2014.
- How does Ghana rank for owns a debit card?
- Ghana ranks 95th out of 118 countries with data for 2024.
- Is owns a debit card rising or falling in Ghana?
- Over the last ten years it is up 50.8%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.
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About this data
The percentage of respondents who report having an ATM or debit card, (% age 15+)