Owns a debit card in Finland

Finland: Owns a debit card was 98.9% in 2024. ▲ Rising

Latest (2024)
98.9%
Change on year
up 1.5%
World rank
1st
of 118 countries
All-time high
98.9%
in 2024
All-time low
89.3%
in 2011
Years of data
5
2011–2024

Owns a debit card in Finland, 2011–2024

0204060801002011201720242011: 89.3 % age 15+2014: 96.7 % age 15+2017: 98.3 % age 15+2021: 97.4 % age 15+2024: 98.9 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

In 2024, owns a debit card in Finland stood at 98.9%. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 1.5% on the previous year and up 2.3% over ten years.

Over the whole period, owns a debit card in Finland peaked at 98.9% in 2024 and was at its lowest, 89.3%, in 2011.

That places Finland 1st out of 118 countries with data for 2024, putting it in the top 10%.

Owns a debit card in Finland, year by year

Annual values for Owns a debit card (% age 15+) in Finland, 2011 to 2024.
Year % age 15+ Change
2011 89.3%
2014 96.7% +8.3%
2017 98.3% +1.6%
2021 97.4% -0.9%
2024 98.9% +1.5%

Finland compared with similar countries

  • Finland's 98.9% is above the median for high income countries, which is 88.5%, 1.1× the median. (42 countries reporting)
  • Finland's 98.9% is above the median for Europe & Central Asia, which is 82.3%, 1.2× the median. (42 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 94.8% 89.3% 98.3% 3
2020s 98.2% 97.4% 98.9% 2

Countries ranked near Finland

  1. 2 Sweden 97.8% compare
  2. 3 Denmark 97.3% compare
  3. 4 Netherlands 97.2% compare

See the full ranking of 128 places →

More reference data data for Finland

All data for Finland →

Frequently asked questions

What is owns a debit card in Finland?
Owns a debit card in Finland was 98.9% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Finland?
The highest recorded value was 98.9% in 2024.
What is the lowest owns a debit card recorded in Finland?
The lowest recorded value was 89.3% in 2011.
How does Finland rank for owns a debit card?
Finland ranks 1st out of 118 countries with data for 2024.
Is owns a debit card rising or falling in Finland?
Over the last ten years it is up 2.3%. The long-run trend across the full record is rising.
Where does this Finland data come from?
The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a debit card in Finland. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-percent-age-15/finland/

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About this data

Indicator
Owns a debit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
128 places, 640 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an ATM or debit card, (% age 15+)