Owns a debit card, older in Germany

Germany: Owns a debit card, older was 96.8% in 2024. ▲ Rising

Latest (2024)
96.8%
Change on year
up 3.5%
World rank
5th
of 87 countries
All-time high
96.8%
in 2024
All-time low
89.0%
in 2011
Years of data
5
2011–2024

Owns a debit card, older in Germany, 2011–2024

0204060801002011201720242011: 89 % age 25+2014: 92.5 % age 25+2017: 90.9 % age 25+2021: 93.6 % age 25+2024: 96.8 % age 25+

Source: Global Findex database. Measured in % age 25+.

Analysis

The most recent figure for owns a debit card, older in Germany is 96.8%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 3.5% on the previous year and up 4.7% over ten years.

Over the whole period, owns a debit card, older in Germany peaked at 96.8% in 2024 and was at its lowest, 89.0%, in 2011.

That places Germany 5th out of 87 countries with data for 2024, putting it in the top 10%.

Owns a debit card, older in Germany, year by year

Annual values for Owns a debit card, older (% age 25+) in Germany, 2011 to 2024.
Year % age 25+ Change
2011 89.0%
2014 92.5% +3.8%
2017 90.9% -1.7%
2021 93.6% +2.9%
2024 96.8% +3.5%

Germany compared with similar countries

  • Germany's 96.8% is above the median for high income countries, which is 91.0%, 1.1× the median. (41 countries reporting)
  • Germany's 96.8% is above the median for Europe & Central Asia, which is 85.0%, 1.1× the median. (39 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 90.8% 89.0% 92.5% 3
2020s 95.2% 93.6% 96.8% 2

Countries ranked near Germany

  1. 2 Denmark 97.7% compare
  2. 3 Sweden 97.5% compare
  3. 4 Netherlands 97.0% compare
  4. 6 Belgium 96.2% compare
  5. 7 Slovenia 95.6% compare
  6. 8 Estonia 95.5% compare

See the full ranking of 95 places →

More reference data data for Germany

All data for Germany →

Frequently asked questions

What is owns a debit card, older in Germany?
Owns a debit card, older in Germany was 96.8% in 2024, according to Global Findex database.
What is the highest owns a debit card, older recorded in Germany?
The highest recorded value was 96.8% in 2024.
What is the lowest owns a debit card, older recorded in Germany?
The lowest recorded value was 89.0% in 2011.
How does Germany rank for owns a debit card, older?
Germany ranks 5th out of 87 countries with data for 2024.
Is owns a debit card, older rising or falling in Germany?
Over the last ten years it is up 4.7%. The long-run trend across the full record is rising.
Where does this Germany data come from?
The figures come from Global Findex database, published as part of Owns a debit card, older (% age 25+). Statizoid updates them automatically from the source API.

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Owns a debit card, older in Germany. Statizoid, drawing on Global Findex database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/owns-a-debit-card-older-percent-age-25/germany/

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About this data

Indicator
Owns a debit card, older (% age 25+)
Unit
% age 25+
Source
Global Findex database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
95 places, 475 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a debit card, older (% age 25+)