Owns a debit card, female (% age 15+) by country
The percentage of respondents who report having an ATM or debit card, women (% age 15+)
Countries reporting
87
Highest
99.0%
Finland
Lowest
8.7%
Zambia
Median
72.3%
Years covered
14
2011–2024
Data points
475
What the numbers show
Owns a debit card, female (% age 15+) is currently reported for 87 countries. The highest value is 99.0% in Finland; the lowest is 8.7% in Zambia.
The median across all reporting countries is 72.3%, and the mean is 64.5%.
The gap between the highest and lowest reporting country is a factor of about 11.
Over the past decade 76 countries rose and 11 fell. The largest increase was in Palestine (up 212.9%), and the largest decrease in Kenya (down 56.6%).
Owns a debit card, female: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Finland | 99.0% | 2024 | up 3.2% | rising |
| 2 | Netherlands | 98.0% | 2024 | down 0.6% | flat |
| 3 | Germany | 97.7% | 2024 | up 4.9% | rising |
| 4 | Sweden | 97.3% | 2024 | down 1.2% | flat |
| 5 | Denmark | 97.2% | 2024 | up 1.6% | rising |
| 6 | Belgium | 96.3% | 2024 | up 2.5% | rising |
| 7 | Estonia | 96.2% | 2024 | up 2.6% | flat |
| 8 | New Zealand | 96.0% | 2024 | down 0.4% | flat |
| 9 | Slovenia | 95.7% | 2024 | up 7.0% | rising |
| 10 | United Kingdom | 95.3% | 2024 | up 0.2% | rising |
| 11 | Singapore | 95.3% | 2024 | up 7.5% | rising |
| 12 | Canada | 95.1% | 2024 | up 1.1% | flat |
| 13 | Austria | 95.0% | 2024 | up 11.2% | rising |
| 14 | France | 93.6% | 2024 | up 19.7% | rising |
| 15 | Ireland | 92.2% | 2024 | up 6.7% | rising |
| 16 | Lithuania | 91.8% | 2024 | up 39.8% | rising |
| 17 | Japan | 91.5% | 2024 | up 0.6% | rising |
| 18 | Australia | 90.9% | 2024 | up 0.0% | rising |
| 19 | Malta | 90.8% | 2024 | up 18.2% | rising |
| 20 | Mongolia | 90.0% | 2024 | up 30.7% | rising |
| 21 | Slovakia | 87.8% | 2024 | up 18.4% | rising |
| 22 | Cyprus | 87.6% | 2024 | up 87.7% | rising |
| 23 | Latvia | 87.5% | 2024 | up 5.9% | rising |
| 24 | Croatia | 87.3% | 2024 | up 25.6% | rising |
| 25 | Hong Kong | 87.0% | 2024 | up 21.4% | rising |
| 26 | Taiwan | 86.8% | 2024 | up 31.9% | rising |
| 27 | United States | 86.1% | 2024 | up 12.8% | rising |
| 28 | Czechia | 85.9% | 2024 | up 41.1% | rising |
| 29 | Iran | 85.0% | 2024 | up 33.0% | rising |
| 30 | Spain | 84.6% | 2024 | up 7.1% | rising |
| 31 | Portugal | 83.9% | 2024 | up 33.9% | rising |
| 32 | Poland | 80.8% | 2024 | up 75.4% | rising |
| 33 | Bulgaria | 80.5% | 2024 | up 41.7% | rising |
| 34 | China | 80.0% | 2024 | up 70.3% | rising |
| 35 | Hungary | 79.9% | 2024 | up 36.7% | rising |
| 36 | Chile | 79.6% | 2024 | up 57.8% | rising |
| 37 | Malaysia | 78.1% | 2024 | up 103.2% | rising |
| 38 | South Korea | 77.4% | 2024 | up 17.5% | rising |
| 39 | Ukraine | 77.1% | 2024 | up 105.7% | rising |
| 40 | Greece | 74.6% | 2024 | up 43.5% | rising |
| 41 | Mauritius | 73.6% | 2024 | up 32.4% | rising |
| 42 | Italy | 73.5% | 2024 | up 35.9% | rising |
| 43 | Serbia | 72.8% | 2024 | up 27.6% | rising |
| 44 | Uruguay | 72.3% | 2024 | up 130.9% | rising |
| 45 | Saudi Arabia | 69.8% | 2024 | up 23.3% | rising |
| 46 | North Macedonia | 69.6% | 2024 | up 58.0% | rising |
| 47 | Venezuela | 69.5% | 2024 | up 51.5% | rising |
| 48 | Brazil | 69.2% | 2024 | up 29.0% | rising |
| 49 | Turkey | 68.8% | 2024 | up 145.9% | rising |
| 50 | Russia | 68.3% | 2024 | up 54.3% | rising |
| 51 | Argentina | 67.8% | 2024 | up 53.8% | rising |
| 52 | Kazakhstan | 66.5% | 2024 | up 105.8% | rising |
| 53 | Georgia | 65.5% | 2024 | up 120.4% | rising |
| 54 | Vietnam | 63.7% | 2024 | up 122.1% | rising |
| 55 | South Africa | 61.3% | 2024 | up 10.7% | rising |
| 56 | Romania | 61.1% | 2024 | up 53.7% | rising |
| 57 | Costa Rica | 59.7% | 2024 | up 22.4% | rising |
| 58 | Bosnia and Herzegovina | 58.7% | 2024 | up 100.5% | rising |
| 59 | Thailand | 56.1% | 2024 | up 8.9% | rising |
| 60 | Uzbekistan | 54.9% | 2024 | up 112.4% | rising |
| 61 | Kosovo | 49.4% | 2024 | up 109.8% | rising |
| 61 | Kosovo (UNSCR 1244) | 49.4% | 2024 | up 109.8% | rising |
| 63 | Panama | 44.4% | 2024 | up 101.7% | rising |
| 64 | Indonesia | 42.6% | 2024 | up 61.1% | rising |
| 65 | Ecuador | 42.6% | 2024 | up 123.1% | rising |
| 66 | Nigeria | 41.6% | 2024 | up 64.9% | rising |
| 67 | Moldova | 40.7% | 2024 | up 135.5% | rising |
| 68 | Azerbaijan | 39.5% | 2024 | up 173.0% | rising |
| 69 | Dominican Republic | 37.3% | 2024 | up 74.7% | rising |
| 70 | Mexico | 33.1% | 2024 | up 31.0% | rising |
| 71 | Peru | 32.1% | 2024 | up 103.2% | rising |
| 72 | Albania | 31.0% | 2024 | up 74.5% | rising |
| 73 | Bolivia | 29.4% | 2024 | up 52.8% | rising |
| 74 | Botswana | 25.4% | 2024 | down 22.7% | rising |
| 75 | Jordan | 22.4% | 2024 | up 107.0% | rising |
| 76 | Philippines | 21.4% | 2024 | down 15.4% | rising |
| 77 | Palestine | 19.9% | 2024 | up 212.9% | volatile |
| 78 | Colombia | 18.4% | 2024 | down 23.9% | flat |
| 79 | El Salvador | 17.0% | 2024 | down 0.8% | rising |
| 80 | Zimbabwe | 14.7% | 2024 | up 25.6% | falling |
| 81 | Honduras | 14.6% | 2024 | up 39.2% | rising |
| 82 | Kenya | 14.4% | 2024 | down 56.6% | falling |
| 83 | Guatemala | 13.5% | 2024 | up 19.7% | rising |
| 84 | Tanzania | 10.3% | 2024 | up 6.8% | falling |
| 85 | Algeria | 10.1% | 2024 | down 12.8% | rising |
| 86 | Lebanon | 9.4% | 2024 | down 53.9% | falling |
| 87 | Zambia | 8.7% | 2024 | down 51.7% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- East Asia & Pacific (excluding high income) 71.8%
- Upper middle income 70.9%
- Europe & Central Asia (excluding high income) 63.8%
- Latin America & Caribbean (excluding high income) 48.6%
- Low & middle income 47.8%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 38.8%
- Lower middle income 29.9%
- Sub-Saharan Africa (excluding high income) 18.5%
About this data
The percentage of respondents who report having an ATM or debit card, women (% age 15+)