What is owns a credit card in Zambia?

Owns a credit card in Zambia was 2.3% in 2024, according to Global Findex Database.

What is the highest owns a credit card recorded in Zambia?

The highest recorded value was 4.3% in 2017.

What is the lowest owns a credit card recorded in Zambia?

The lowest recorded value was 1.9% in 2014.

How does Zambia rank for owns a credit card?

Zambia ranks 66th out of 115 countries with data for 2024.

Is owns a credit card rising or falling in Zambia?

Over the last ten years it is up 21.7%. The long-run trend across the full record is falling.

Where does this Zambia data come from?

The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a credit card in Zambia

Name: Owns a credit card in Zambia
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

Zambia: Owns a credit card was 2.3% in 2024. ▼ Falling

Latest (2024)

2.3%

Change on year

up 12.6%

World rank

66th

of 115 countries

All-time high

4.3%

in 2017

All-time low

1.9%

in 2014

Years of data

2011–2024

Owns a credit card in Zambia, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a credit card in Zambia is 2.3%, measured in 2024.

The figure is up 12.6% on the previous year and up 21.7% over ten years.

Over the whole period, owns a credit card in Zambia peaked at 4.3% in 2017 and was at its lowest, 1.9%, in 2014.

That places Zambia 66th out of 115 countries with data for 2024, putting it in the middle of the range.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	3.3%	1.9%	4.3%	3
2020s	2.2%	2.0%	2.3%	2

Countries ranked near Zambia

63 Benin 3.0% compare
64 Cameroon 2.6% compare
65 Guinea 2.4% compare
67 Burkina Faso 2.3% compare
68 Democratic Republic of Congo 2.0% compare
69 Uganda 2.0% compare

See the full ranking of 125 places →

More reference data data for Zambia

Spring temperature anomalies -0.0386 (2026)
Summer temperature anomalies -0.018 (2026)
Country level monthly temperature anomalies 0.3261 (2026)
Exchange rate, new LCU per USD extended backward, period average 19.51 (2026)
Exchange rate, old LCU per USD extended forward, period average 19.51 (2026)
Official exchange rate, LCU per USD, period average 19.51 (2026)
Universal right to vote in practice 2 (2025)
Autumn temperature anomalies 0.5273 (2025)
Winter temperature anomalies -0.2981 (2025)
Consumer price index 483.32 (2025)

All data for Zambia →

Frequently asked questions

What is owns a credit card in Zambia?: Owns a credit card in Zambia was 2.3% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in Zambia?: The highest recorded value was 4.3% in 2017.
What is the lowest owns a credit card recorded in Zambia?: The lowest recorded value was 1.9% in 2014.
How does Zambia rank for owns a credit card?: Zambia ranks 66th out of 115 countries with data for 2024.
Is owns a credit card rising or falling in Zambia?: Over the last ten years it is up 21.7%. The long-run trend across the full record is falling.
Where does this Zambia data come from?: The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a credit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 125 places, 625 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having a credit card, (% age 15+)