Owns a credit card in Bosnia and Herzegovina

Bosnia and Herzegovina: Owns a credit card was 13.7% in 2024. ▲ Rising

Latest (2024)
13.7%
Change on year
down 24.0%
World rank
20th
of 115 countries
All-time high
18.0%
in 2021
All-time low
9.5%
in 2014
Years of data
5
2011–2024

Owns a credit card in Bosnia and Herzegovina, 2011–2024

051015202011201720242011: 11.7 % age 15+2014: 9.5 % age 15+2017: 9.7 % age 15+2021: 18 % age 15+2024: 13.7 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

Bosnia and Herzegovina recorded 13.7% for owns a credit card in 2024.

Compared with earlier readings it is down 24.0% on the previous year and up 44.1% over ten years.

Over the whole period, owns a credit card in Bosnia and Herzegovina peaked at 18.0% in 2021 and was at its lowest, 9.5%, in 2014.

That places Bosnia and Herzegovina 20th out of 115 countries with data for 2024, putting it in the top quarter.

Owns a credit card in Bosnia and Herzegovina, year by year

Annual values for Owns a credit card (% age 15+) in Bosnia and Herzegovina, 2011 to 2024.
Year % age 15+ Change
2011 11.7%
2014 9.5% -18.7%
2017 9.7% +2.3%
2021 18.0% +85.4%
2024 13.7% -24.0%

Averages by decade

DecadeAverage LowestHighest Years
2010s 10.3% 9.5% 11.7% 3
2020s 15.9% 13.7% 18.0% 2

Countries ranked near Bosnia and Herzegovina

  1. 17 Georgia 15.6% compare
  2. 18 Ecuador 14.4% compare
  3. 19 Mexico 14.2% compare
  4. 21 Azerbaijan 13.4% compare
  5. 22 Malaysia 13.2% compare
  6. 23 Panama 12.7% compare

See the full ranking of 125 places →

More reference data data for Bosnia and Herzegovina

All data for Bosnia and Herzegovina →

Frequently asked questions

What is owns a credit card in Bosnia and Herzegovina?
Owns a credit card in Bosnia and Herzegovina was 13.7% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in Bosnia and Herzegovina?
The highest recorded value was 18.0% in 2021.
What is the lowest owns a credit card recorded in Bosnia and Herzegovina?
The lowest recorded value was 9.5% in 2014.
How does Bosnia and Herzegovina rank for owns a credit card?
Bosnia and Herzegovina ranks 20th out of 115 countries with data for 2024.
Is owns a credit card rising or falling in Bosnia and Herzegovina?
Over the last ten years it is up 44.1%. The long-run trend across the full record is rising.
Where does this Bosnia and Herzegovina data come from?
The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

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Owns a credit card in Bosnia and Herzegovina. Statizoid, drawing on Global Findex Database. Retrieved 03 September 2026, from https://reference.statizoid.com/stat/owns-a-credit-card-percent-age-15/bosnia-and-herzegovina/

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About this data

Indicator
Owns a credit card (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
125 places, 625 data points, 2011–2024
Last refreshed

The percentage of respondents who report having a credit card, (% age 15+)