Commercial bank branches in Zambia
Zambia: Commercial bank branches was 2.51 per 100,000 adults in 2024. ▼ Falling
Commercial bank branches in Zambia, 2004–2024
Source: IMF Financial Access Survey, via World Bank (2026) – processed by Our World in Data. Measured in per 100,000 adults.
Analysis
The most recent figure for commercial bank branches in Zambia is 2.51 per 100,000 adults, measured in 2024. That is the lowest value across all 21 years on record.
That represents a change of down 3.6% on the previous year and down 45.4% over ten years.
Over the whole period, commercial bank branches in Zambia peaked at 4.59 per 100,000 adults in 2014 and was at its lowest, 2.51 per 100,000 adults, in 2024.
That places Zambia 171st out of 184 countries with data for 2024, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 21 years of available data.
Commercial bank branches in Zambia, year by year
| Year | per 100,000 adults | Change |
|---|---|---|
| 2004 | 3.11 per 100,000 adults | — |
| 2005 | 2.95 per 100,000 adults | -5.1% |
| 2006 | 2.97 per 100,000 adults | +0.5% |
| 2007 | 3.22 per 100,000 adults | +8.3% |
| 2008 | 3.54 per 100,000 adults | +10.0% |
| 2009 | 3.68 per 100,000 adults | +4.0% |
| 2010 | 3.78 per 100,000 adults | +2.8% |
| 2011 | 3.92 per 100,000 adults | +3.6% |
| 2012 | 4.13 per 100,000 adults | +5.4% |
| 2013 | 4.35 per 100,000 adults | +5.5% |
| 2014 | 4.59 per 100,000 adults | +5.4% |
| 2015 | 4.56 per 100,000 adults | -0.7% |
| 2016 | 4.57 per 100,000 adults | +0.2% |
| 2017 | 4.4 per 100,000 adults | -3.6% |
| 2018 | 3.73 per 100,000 adults | -15.4% |
| 2019 | 3.13 per 100,000 adults | -16.0% |
| 2020 | 3.01 per 100,000 adults | -3.9% |
| 2021 | 2.74 per 100,000 adults | -8.9% |
| 2022 | 2.66 per 100,000 adults | -2.9% |
| 2023 | 2.6 per 100,000 adults | -2.3% |
| 2024 | 2.51 per 100,000 adults | -3.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.24 per 100,000 adults | 2.95 per 100,000 adults | 3.68 per 100,000 adults | 6 |
| 2010s | 4.12 per 100,000 adults | 3.13 per 100,000 adults | 4.59 per 100,000 adults | 10 |
| 2020s | 2.71 per 100,000 adults | 2.51 per 100,000 adults | 3.01 per 100,000 adults | 5 |
Countries ranked near Zambia
- 168 Burkina Faso 2.69 per 100,000 adults compare
- 169 Haiti 2.67 per 100,000 adults compare
- 170 Benin 2.52 per 100,000 adults compare
- 172 Tanzania, United Republic of 2.44 per 100,000 adults compare
- 173 Cameroon 2.2 per 100,000 adults compare
- 174 Sierra Leone 2.13 per 100,000 adults compare
More reference data data for Zambia
- Spring temperature anomalies -0.0386 °C (2026)
- Summer temperature anomalies -0.018 °C (2026)
- Temperature anomalies by month 0.3261 °C (2026)
- Exchange rate, new LCU per USD extended backward, period average 19.51 (2026)
- Exchange rate, old LCU per USD extended forward, period average 19.51 (2026)
- Official exchange rate, LCU per USD, period average 19.51 (2026)
- Universal right to vote in practice 2 (2025)
- Autumn temperature anomalies 0.5273 °C (2025)
- Winter temperature anomalies -0.2981 °C (2025)
- Consumer price index 483.32 2010 = 100 (2025)
Frequently asked questions
- What is commercial bank branches in Zambia?
- Commercial bank branches in Zambia was 2.51 per 100,000 adults in 2024, according to IMF Financial Access Survey, via World Bank (2026) – processed by Our World in Data.
- What is the highest commercial bank branches recorded in Zambia?
- The highest recorded value was 4.59 per 100,000 adults in 2014.
- What is the lowest commercial bank branches recorded in Zambia?
- The lowest recorded value was 2.51 per 100,000 adults in 2024.
- How does Zambia rank for commercial bank branches?
- Zambia ranks 171st out of 184 countries with data for 2024.
- Is commercial bank branches rising or falling in Zambia?
- Over the last ten years it is down 45.4%. The long-run trend across the full record is falling.
- Where does this Zambia data come from?
- The figures come from IMF Financial Access Survey, via World Bank (2026) – processed by Our World in Data, published as part of Commercial bank branches. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (Our World in Data).
About this data
Number of commercial bank branches per 100,000 adults. Commercial bank branches are retail locations of resident commercial banks and other resident banks that function as commercial banks to provide financial services to customers.