Gross non-performing loans, domestic and foreign entities - % of gross loans by country
Countries reporting
37
Highest
3.5%
Poland
Lowest
0.5%
Lithuania
Median
1.9%
Years covered
12
2014–2025
Data points
442
What the numbers show
Gross non-performing loans, domestic and foreign entities - % of gross loans is currently reported for 37 countries. The highest value is 3.5% in Poland; the lowest is 0.5% in Lithuania.
The median across all reporting countries is 1.9%, and the mean is 1.8%.
The gap between the highest and lowest reporting country is a factor of about 7.
Gross non-performing loans, domestic and foreign entities - % of: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Poland | 3.5% | 2025 | down 47.0% | falling |
| 1 | Poland | 3.5% | 2025 | down 47.0% | falling |
| 3 | Romania | 2.8% | 2025 | down 79.1% | volatile |
| 4 | Greece | 2.6% | 2025 | down 94.4% | volatile |
| 5 | Austria | 2.4% | 2025 | down 63.1% | volatile |
| 5 | Italy | 2.4% | 2025 | down 85.5% | volatile |
| 5 | Slovenia | 2.4% | 2025 | down 86.6% | volatile |
| 5 | Slovenia | 2.4% | 2025 | down 86.6% | volatile |
| 5 | Bulgaria | 2.4% | 2025 | down 83.4% | volatile |
| 10 | Spain | 2.3% | 2025 | down 63.5% | falling |
| 11 | Croatia | 2.2% | 2025 | down 83.1% | volatile |
| 11 | Croatia | 2.2% | 2025 | down 83.1% | volatile |
| 11 | Hungary | 2.2% | 2025 | down 85.5% | volatile |
| 14 | France | 2.1% | 2025 | down 47.5% | falling |
| 14 | Portugal | 2.1% | 2025 | down 88.0% | volatile |
| 16 | Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) | 1.9% | 2025 | down 73.6% | volatile |
| 16 | European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) | 1.9% | 2025 | down 72.1% | volatile |
| 16 | Slovakia | 1.9% | 2025 | down 56.8% | falling |
| 16 | Slovakia | 1.9% | 2025 | down 56.8% | falling |
| 20 | Belgium | 1.7% | 2025 | down 55.3% | falling |
| 20 | Germany | 1.7% | 2025 | down 43.3% | falling |
| 22 | Cyprus | 1.6% | 2025 | down 95.6% | volatile |
| 23 | Malta | 1.5% | 2025 | down 70.6% | falling |
| 24 | Finland | 1.4% | 2025 | down 6.7% | falling |
| 25 | Sweden | 1.3% | 2025 | unchanged | falling |
| 25 | Estonia | 1.3% | 2025 | down 40.9% | falling |
| 25 | Netherlands | 1.3% | 2025 | down 51.9% | falling |
| 25 | Estonia | 1.3% | 2025 | down 40.9% | falling |
| 25 | Latvia | 1.3% | 2025 | down 80.0% | volatile |
| 25 | Latvia | 1.3% | 2025 | down 80.0% | volatile |
| 25 | Netherlands | 1.3% | 2025 | down 51.9% | falling |
| 32 | Denmark | 1.2% | 2025 | down 69.2% | falling |
| 33 | Czechia | 1.1% | 2025 | down 72.5% | falling |
| 34 | Luxembourg | 0.9% | 2025 | down 18.2% | falling |
| 35 | Ireland | 0.8% | 2025 | down 94.6% | volatile |
| 36 | Lithuania | 0.5% | 2025 | down 91.1% | volatile |
| 36 | Lithuania | 0.5% | 2025 | down 91.1% | volatile |