Financial burden of the repayment of debts from hire purchases or loans by country
Countries reporting
47
Highest
41.7%
Cyprus
Lowest
7.8%
Denmark
Median
21.5%
Years covered
23
2003–2025
Data points
983
What the numbers show
Financial burden of the repayment of debts from hire purchases or loans is currently reported for 47 countries. The highest value is 41.7% in Cyprus; the lowest is 7.8% in Denmark.
The median across all reporting countries is 21.5%, and the mean is 22.5%.
The gap between the highest and lowest reporting country is a factor of about 5.
Over the past decade 8 countries rose and 39 fell. The largest increase was in Sweden (up 82.1%), and the largest decrease in Croatia (down 78.3%).
Financial burden of the repayment of debts from hire purchases or: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Cyprus | 41.7% | 2025 | down 47.7% | falling |
| 2 | Italy | 40.5% | 2025 | down 22.7% | falling |
| 3 | Spain | 38.8% | 2025 | down 26.5% | falling |
| 4 | Albania | 38.6% | 2023 | down 21.9% | falling |
| 5 | Slovakia | 37.8% | 2025 | down 28.3% | flat |
| 5 | Slovakia | 37.8% | 2025 | down 28.3% | flat |
| 7 | Montenegro | 37.0% | 2023 | down 46.2% | falling |
| 8 | Serbia | 35.9% | 2025 | down 50.1% | falling |
| 9 | Greece | 35.2% | 2025 | down 33.0% | rising |
| 10 | Bulgaria | 33.4% | 2025 | down 29.2% | falling |
| 11 | North Macedonia | 30.9% | 2024 | down 44.0% | falling |
| 12 | Slovenia | 27.0% | 2025 | down 16.4% | falling |
| 12 | Slovenia | 27.0% | 2025 | down 16.4% | falling |
| 14 | Czechia | 26.2% | 2025 | down 31.1% | falling |
| 15 | Romania | 25.3% | 2025 | down 26.7% | falling |
| 16 | Belgium | 24.9% | 2025 | down 33.8% | falling |
| 17 | Türkiye | 24.2% | 2025 | down 36.1% | falling |
| 18 | Malta | 24.1% | 2025 | down 15.4% | falling |
| 19 | European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) | 23.4% | 2019 | down 24.8% | falling |
| 20 | France | 23.0% | 2025 | down 10.9% | falling |
| 20 | Luxembourg | 23.0% | 2025 | down 30.3% | falling |
| 22 | Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) | 22.9% | 2021 | down 31.2% | falling |
| 23 | Austria | 21.9% | 2025 | down 2.7% | falling |
| 24 | Hungary | 21.5% | 2025 | down 46.4% | falling |
| 25 | Ireland | 20.6% | 2025 | down 35.8% | falling |
| 26 | United Kingdom | 19.4% | 2016 | up 0.5% | rising |
| 26 | United Kingdom of Great Britain and Northern Ireland | 19.4% | 2016 | up 0.5% | rising |
| 28 | Poland | 19.2% | 2025 | down 46.4% | falling |
| 28 | Poland | 19.2% | 2025 | down 46.4% | falling |
| 30 | Germany | 18.7% | 2025 | up 2.2% | falling |
| 31 | Portugal | 18.6% | 2025 | down 39.2% | falling |
| 32 | Sweden | 17.3% | 2025 | up 82.1% | falling |
| 33 | Switzerland | 17.1% | 2023 | down 21.9% | rising |
| 34 | Croatia | 15.3% | 2025 | down 78.3% | falling |
| 34 | Croatia | 15.3% | 2025 | down 78.3% | falling |
| 36 | Finland | 14.3% | 2025 | up 47.4% | falling |
| 37 | Iceland | 13.8% | 2020 | down 62.8% | falling |
| 38 | Estonia | 13.1% | 2025 | up 13.9% | falling |
| 38 | Estonia | 13.1% | 2025 | up 13.9% | falling |
| 40 | Latvia | 11.6% | 2025 | down 39.6% | falling |
| 40 | Latvia | 11.6% | 2025 | down 39.6% | falling |
| 42 | Netherlands | 10.6% | 2025 | down 35.4% | falling |
| 42 | Netherlands | 10.6% | 2025 | down 35.4% | falling |
| 44 | Lithuania | 9.9% | 2025 | down 55.0% | falling |
| 44 | Lithuania | 9.9% | 2025 | down 55.0% | falling |
| 46 | Norway | 9.2% | 2025 | up 58.6% | falling |
| 47 | Denmark | 7.8% | 2025 | down 29.7% | rising |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.