Bank or similar financial institution account, secondary education or more (% age 15+) by country
Countries reporting
105
Highest
99.8%
Finland
Lowest
16.9%
Congo
Median
84.7%
Years covered
14
2011–2024
Data points
585
What the numbers show
Bank or similar financial institution account, secondary education or more (% age 15+) is currently reported for 105 countries. The highest value is 99.8% in Finland; the lowest is 16.9% in Congo.
The median across all reporting countries is 84.7%, and the mean is 74.6%.
The gap between the highest and lowest reporting country is a factor of about 6.
Over the past decade 78 countries rose and 27 fell. The largest increase was in Armenia (up 258.5%), and the largest decrease in Lebanon (down 55.3%).
Bank or similar financial institution account, secondary education or: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Finland | 99.8% | 2024 | down 0.2% | flat |
| 2 | Mongolia | 99.5% | 2024 | up 2.7% | rising |
| 3 | Netherlands | 99.5% | 2024 | up 0.2% | flat |
| 4 | Austria | 99.5% | 2024 | up 2.7% | flat |
| 5 | Estonia | 99.4% | 2024 | down 0.2% | flat |
| 6 | France | 99.4% | 2024 | up 2.2% | flat |
| 7 | United Kingdom | 99.2% | 2024 | up 0.4% | flat |
| 8 | Lithuania | 98.9% | 2024 | up 10.6% | rising |
| 9 | Spain | 98.9% | 2024 | up 0.8% | flat |
| 10 | Japan | 98.9% | 2024 | down 0.8% | flat |
| 11 | Slovenia | 98.8% | 2024 | down 0.3% | flat |
| 12 | New Zealand | 98.8% | 2024 | down 1.0% | flat |
| 13 | Sweden | 98.8% | 2024 | down 1.1% | flat |
| 14 | Taiwan | 98.7% | 2024 | up 2.7% | flat |
| 15 | Belgium | 98.7% | 2024 | up 0.9% | flat |
| 16 | Denmark | 98.6% | 2024 | down 1.4% | flat |
| 17 | Ireland | 98.6% | 2024 | up 1.3% | flat |
| 18 | Singapore | 98.5% | 2024 | up 1.8% | flat |
| 19 | South Korea | 98.5% | 2024 | up 3.2% | rising |
| 20 | Hong Kong | 98.5% | 2024 | up 1.6% | rising |
| 21 | Australia | 98.5% | 2024 | down 0.6% | flat |
| 22 | Canada | 98.5% | 2024 | down 1.1% | flat |
| 23 | Croatia | 98.3% | 2024 | up 5.1% | rising |
| 24 | Germany | 98.2% | 2024 | down 0.6% | flat |
| 25 | Latvia | 97.5% | 2024 | up 2.7% | flat |
| 26 | Malta | 97.2% | 2024 | up 0.0% | flat |
| 27 | United States | 97.1% | 2024 | up 2.9% | rising |
| 28 | Cyprus | 95.9% | 2024 | up 4.4% | flat |
| 29 | Portugal | 95.4% | 2024 | down 0.3% | rising |
| 30 | Slovakia | 95.3% | 2024 | up 6.9% | rising |
| 31 | Czechia | 94.8% | 2024 | up 6.2% | rising |
| 32 | Italy | 94.5% | 2024 | down 0.1% | rising |
| 33 | China | 94.5% | 2024 | up 4.9% | rising |
| 34 | Iran | 94.1% | 2024 | up 1.6% | rising |
| 35 | Thailand | 93.8% | 2024 | up 9.9% | rising |
| 36 | North Macedonia | 93.8% | 2024 | up 6.2% | rising |
| 37 | Mauritius | 93.3% | 2024 | up 7.7% | rising |
| 38 | Brazil | 92.7% | 2024 | up 24.0% | rising |
| 39 | India | 92.7% | 2024 | up 45.0% | rising |
| 40 | Poland | 92.2% | 2024 | up 10.2% | rising |
| 41 | Bulgaria | 91.7% | 2024 | up 19.3% | rising |
| 42 | Chile | 91.4% | 2024 | up 28.3% | rising |
| 43 | Malaysia | 90.6% | 2024 | up 7.4% | rising |
| 44 | Serbia | 90.4% | 2024 | up 4.2% | rising |
| 45 | Bosnia and Herzegovina | 90.3% | 2024 | up 43.3% | rising |
| 46 | Israel | 90.1% | 2024 | down 0.0% | flat |
| 47 | Venezuela | 90.1% | 2024 | up 41.5% | rising |
| 48 | Hungary | 89.9% | 2024 | up 7.6% | rising |
| 49 | Kazakhstan | 89.7% | 2024 | up 54.1% | rising |
| 50 | Greece | 89.6% | 2024 | up 3.2% | rising |
| 51 | Ukraine | 87.8% | 2024 | up 48.8% | rising |
| 52 | Uruguay | 86.3% | 2024 | up 63.7% | rising |
| 53 | Turkey | 84.7% | 2024 | up 39.5% | rising |
| 54 | Sri Lanka | 83.8% | 2024 | down 8.2% | rising |
| 55 | South Africa | 82.8% | 2024 | up 15.0% | rising |
| 56 | Georgia | 82.3% | 2024 | up 100.9% | rising |
| 57 | Russia | 81.3% | 2024 | up 11.1% | rising |
| 58 | Costa Rica | 81.1% | 2024 | up 10.5% | rising |
| 59 | Romania | 80.3% | 2024 | up 11.1% | rising |
| 60 | Argentina | 79.5% | 2024 | up 62.7% | rising |
| 61 | Saudi Arabia | 78.4% | 2024 | up 10.6% | rising |
| 62 | Nigeria | 78.0% | 2024 | up 39.4% | rising |
| 63 | Vietnam | 74.5% | 2024 | up 86.1% | rising |
| 64 | Dominican Republic | 72.7% | 2024 | down 0.2% | rising |
| 65 | Armenia | 71.7% | 2024 | up 258.5% | rising |
| 66 | Ecuador | 71.5% | 2024 | up 39.3% | rising |
| 67 | Kosovo | 69.6% | 2024 | up 10.8% | rising |
| 67 | Kosovo (UNSCR 1244) | 69.6% | 2024 | up 10.8% | rising |
| 69 | Panama | 66.6% | 2024 | up 32.3% | rising |
| 70 | Uzbekistan | 63.9% | 2024 | up 32.5% | rising |
| 71 | Bolivia | 62.7% | 2024 | up 33.8% | rising |
| 72 | Indonesia | 62.7% | 2024 | up 17.2% | rising |
| 73 | Albania | 62.3% | 2024 | up 10.7% | rising |
| 74 | Nepal | 61.2% | 2024 | up 17.9% | rising |
| 75 | Mexico | 60.4% | 2024 | up 31.5% | rising |
| 76 | Azerbaijan | 58.6% | 2024 | up 85.2% | rising |
| 77 | Moldova | 57.0% | 2024 | up 161.3% | rising |
| 78 | Honduras | 56.8% | 2024 | up 34.4% | rising |
| 79 | Peru | 56.6% | 2024 | up 70.7% | rising |
| 80 | El Salvador | 56.1% | 2024 | up 11.8% | rising |
| 81 | Kenya | 51.1% | 2024 | down 32.0% | falling |
| 82 | Colombia | 50.0% | 2024 | up 9.3% | rising |
| 83 | Ghana | 48.6% | 2024 | up 3.2% | flat |
| 84 | Guatemala | 48.5% | 2024 | down 7.4% | rising |
| 85 | Botswana | 45.7% | 2024 | down 21.3% | rising |
| 86 | Togo | 45.6% | 2024 | up 46.3% | rising |
| 87 | Mauritania | 44.4% | 2024 | up 53.7% | rising |
| 88 | Jordan | 40.8% | 2024 | up 51.9% | rising |
| 89 | Palestine | 39.6% | 2024 | up 65.7% | rising |
| 90 | Algeria | 38.8% | 2024 | down 29.8% | falling |
| 91 | Bangladesh | 38.7% | 2024 | up 10.7% | flat |
| 92 | Iraq | 38.7% | 2024 | up 195.5% | rising |
| 93 | Burkina Faso | 37.5% | 2024 | up 11.4% | rising |
| 94 | Philippines | 35.9% | 2024 | up 7.4% | rising |
| 95 | Tanzania | 34.1% | 2024 | down 23.7% | falling |
| 96 | Zambia | 30.9% | 2024 | down 31.8% | falling |
| 97 | Nicaragua | 30.5% | 2024 | up 19.4% | rising |
| 98 | Gabon | 29.8% | 2024 | down 28.7% | falling |
| 99 | Uganda | 29.7% | 2024 | down 26.9% | rising |
| 100 | Benin | 28.4% | 2024 | down 9.4% | rising |
| 101 | Cameroon | 26.0% | 2024 | up 30.1% | rising |
| 102 | Sierra Leone | 25.3% | 2024 | up 111.4% | falling |
| 103 | Lebanon | 24.7% | 2024 | down 55.3% | falling |
| 104 | Malawi | 22.0% | 2024 | down 32.2% | falling |
| 105 | Congo | 16.9% | 2024 | down 26.9% | rising |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- High income 96.3%
- World 82.1%
- Upper middle income 86.9%
- East Asia & Pacific (excluding high income) 86.0%
- Europe & Central Asia (excluding high income) 80.7%
- South Asia 77.9%
- Low & middle income 77.0%
- Latin America & Caribbean (excluding high income) 74.0%
- Lower middle income 68.8%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 57.3%
- Sub-Saharan Africa (excluding high income) 52.3%
- Low income 31.8%