Bank or similar financial institution account in United States of America

United States of America: Bank or similar financial institution account was 97.0% in 2024. ▲ Rising

Latest (2024)
97.0%
Change on year
up 2.2%
World rank
22nd
of 115 countries
All-time high
97.0%
in 2024
All-time low
88.0%
in 2011
Years of data
5
2011–2024

Bank or similar financial institution account in United States of America, 2011–2024

0204060801002011201720242011: 88 % age 15+2014: 93.6 % age 15+2017: 93.1 % age 15+2021: 95 % age 15+2024: 97 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

United States of America recorded 97.0% for bank or similar financial institution account in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 2.2% on the previous year and up 3.7% over ten years.

Over the whole period, bank or similar financial institution account in United States of America peaked at 97.0% in 2024 and was at its lowest, 88.0%, in 2011.

That places United States of America 22nd out of 115 countries with data for 2024, putting it in the top quarter.

Bank or similar financial institution account in United States of America, year by year

Annual values for Bank or similar financial institution account (% age 15+) in United States of America, 2011 to 2024.
Year % age 15+ Change
2011 88.0%
2014 93.6% +6.4%
2017 93.1% -0.5%
2021 95.0% +2.0%
2024 97.0% +2.2%

Averages by decade

DecadeAverage LowestHighest Years
2010s 91.6% 88.0% 93.6% 3
2020s 96.0% 95.0% 97.0% 2

Countries ranked near United States of America

  1. 19 New Zealand 97.9% compare
  2. 20 Singapore 97.8% compare
  3. 21 Hong Kong, China 97.3% compare
  4. 23 Republic of Korea 96.7% compare
  5. 24 Malta 96.6% compare
  6. 25 Cyprus 96.1% compare

See the full ranking of 127 places →

More reference data data for United States of America

All data for United States of America →

Frequently asked questions

What is bank or similar financial institution account in United States of America?
Bank or similar financial institution account in United States of America was 97.0% in 2024, according to Global Findex Database.
What is the highest bank or similar financial institution account recorded in United States of America?
The highest recorded value was 97.0% in 2024.
What is the lowest bank or similar financial institution account recorded in United States of America?
The lowest recorded value was 88.0% in 2011.
How does United States of America rank for bank or similar financial institution account?
United States of America ranks 22nd out of 115 countries with data for 2024.
Is bank or similar financial institution account rising or falling in United States of America?
Over the last ten years it is up 3.7%. The long-run trend across the full record is rising.
Where does this United States of America data come from?
The figures come from Global Findex Database, published as part of Bank or similar financial institution account (% age 15+). Statizoid updates them automatically from the source API.

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Bank or similar financial institution account in United States of America. Statizoid, drawing on Global Findex Database. Retrieved 04 September 2026, from https://reference.statizoid.com/stat/bank-or-similar-financial-institution-account-percent-age-15/united-states/

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About this data

Indicator
Bank or similar financial institution account (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
127 places, 635 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another similar financial institution, (% age 15+)