Bank or similar financial institution account in South Africa

South Africa: Bank or similar financial institution account was 78.4% in 2024. ▲ Rising

Latest (2024)
78.4%
Change on year
down 6.8%
World rank
54th
of 115 countries
All-time high
84.1%
in 2021
All-time low
53.6%
in 2011
Years of data
5
2011–2024

Bank or similar financial institution account in South Africa, 2011–2024

0204060802011201720242011: 53.6 % age 15+2014: 68.8 % age 15+2017: 67.4 % age 15+2021: 84.1 % age 15+2024: 78.4 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

South Africa recorded 78.4% for bank or similar financial institution account in 2024.

That represents a change of down 6.8% on the previous year and up 14.1% over ten years.

Over the whole period, bank or similar financial institution account in South Africa peaked at 84.1% in 2021 and was at its lowest, 53.6%, in 2011.

South Africa ranks 54th of 115 countries on this measure, in the middle of the range.

Bank or similar financial institution account in South Africa, year by year

Annual values for Bank or similar financial institution account (% age 15+) in South Africa, 2011 to 2024.
Year % age 15+ Change
2011 53.6%
2014 68.8% +28.2%
2017 67.4% -1.9%
2021 84.1% +24.7%
2024 78.4% -6.8%

Averages by decade

DecadeAverage LowestHighest Years
2010s 63.3% 53.6% 68.8% 3
2020s 81.3% 78.4% 84.1% 2

Countries ranked near South Africa

  1. 51 Sri Lanka 81.2% compare
  2. 52 Russian Federation 79.2% compare
  3. 53 Georgia 78.8% compare
  4. 55 Saudi Arabia 78.0% compare
  5. 56 Bosnia and Herzegovina 77.5% compare
  6. 57 Uruguay 73.7% compare

See the full ranking of 127 places →

More reference data data for South Africa

All data for South Africa →

Frequently asked questions

What is bank or similar financial institution account in South Africa?
Bank or similar financial institution account in South Africa was 78.4% in 2024, according to Global Findex Database.
What is the highest bank or similar financial institution account recorded in South Africa?
The highest recorded value was 84.1% in 2021.
What is the lowest bank or similar financial institution account recorded in South Africa?
The lowest recorded value was 53.6% in 2011.
How does South Africa rank for bank or similar financial institution account?
South Africa ranks 54th out of 115 countries with data for 2024.
Is bank or similar financial institution account rising or falling in South Africa?
Over the last ten years it is up 14.1%. The long-run trend across the full record is rising.
Where does this South Africa data come from?
The figures come from Global Findex Database, published as part of Bank or similar financial institution account (% age 15+). Statizoid updates them automatically from the source API.

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Bank or similar financial institution account in South Africa. Statizoid, drawing on Global Findex Database. Retrieved 05 September 2026, from https://reference.statizoid.com/stat/bank-or-similar-financial-institution-account-percent-age-15/south-africa/

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About this data

Indicator
Bank or similar financial institution account (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
127 places, 635 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another similar financial institution, (% age 15+)