Automated teller machines (ATMs) in Zambia
Zambia: Automated teller machines (ATMs) was 7.7 per 100,000 adults in 2024. ▲ Rising
Automated teller machines (ATMs) in Zambia, 2004–2024
Source: Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data. Measured in per 100,000 adults.
Analysis
Zambia recorded 7.7 per 100,000 adults for automated teller machines (atms) in 2024.
The figure is down 7.9% on the previous year and down 22.6% over ten years.
Over the whole period, automated teller machines (atms) in Zambia peaked at 11.01 per 100,000 adults in 2017 and was at its lowest, 0.9033 per 100,000 adults, in 2004.
Zambia ranks 155th of 187 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Automated teller machines (ATMs) in Zambia, year by year
| Year | per 100,000 adults | Change |
|---|---|---|
| 2004 | 0.9033 per 100,000 adults | — |
| 2005 | 1.36 per 100,000 adults | +50.1% |
| 2006 | 2.07 per 100,000 adults | +52.5% |
| 2007 | 2.78 per 100,000 adults | +34.6% |
| 2008 | 4.24 per 100,000 adults | +52.5% |
| 2009 | 5.96 per 100,000 adults | +40.5% |
| 2010 | 6.51 per 100,000 adults | +9.2% |
| 2011 | 6.69 per 100,000 adults | +2.8% |
| 2012 | 7.97 per 100,000 adults | +19.1% |
| 2013 | 8.9 per 100,000 adults | +11.6% |
| 2014 | 9.96 per 100,000 adults | +11.8% |
| 2015 | 10.7 per 100,000 adults | +7.5% |
| 2016 | 10.89 per 100,000 adults | +1.8% |
| 2017 | 11.01 per 100,000 adults | +1.1% |
| 2018 | 11 per 100,000 adults | -0.2% |
| 2019 | 9.66 per 100,000 adults | -12.1% |
| 2020 | 9.56 per 100,000 adults | -1.1% |
| 2021 | 8.41 per 100,000 adults | -12.0% |
| 2022 | 7.99 per 100,000 adults | -4.9% |
| 2023 | 8.36 per 100,000 adults | +4.7% |
| 2024 | 7.7 per 100,000 adults | -7.9% |
Zambia compared with similar countries
- Zambia's 7.7 per 100,000 adults is below the median for lower middle income countries, which is 16.89 per 100,000 adults, 46% of the median. (46 countries reporting)
- Zambia's 7.7 per 100,000 adults is above the median for Sub-Saharan Africa, which is 6.68 per 100,000 adults, 1.2× the median. (46 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.89 per 100,000 adults | 0.9033 per 100,000 adults | 5.96 per 100,000 adults | 6 |
| 2010s | 9.33 per 100,000 adults | 6.51 per 100,000 adults | 11.01 per 100,000 adults | 10 |
| 2020s | 8.4 per 100,000 adults | 7.7 per 100,000 adults | 9.56 per 100,000 adults | 5 |
Countries ranked near Zambia
More reference data data for Zambia
- Exchange rate, new LCU per USD extended backward, period average 18.94 (2026)
- Exchange rate, old LCU per USD extended forward, period average 18.94 (2026)
- Official exchange rate, LCU per USD, period average 18.94 (2026)
- Political opposition, annual growth rate 0 % change on previous year (2025)
- Elected parliament and government, annual growth rate 0 % change on previous year (2025)
- Global number of reported disasters by size, gaps filled 0 events (2025)
- Annual precipitation, annual growth rate 40.84 % change on previous year (2025)
- Free country, gaps filled 1 (2025)
- Civil liberties rating, gaps filled 4 (2025)
- Civil liberties rating, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is automated teller machines (atms) in Zambia?
- Automated teller machines (atms) in Zambia was 7.7 per 100,000 adults in 2024, according to Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data.
- What is the highest automated teller machines (atms) recorded in Zambia?
- The highest recorded value was 11.01 per 100,000 adults in 2017.
- What is the lowest automated teller machines (atms) recorded in Zambia?
- The lowest recorded value was 0.9033 per 100,000 adults in 2004.
- How does Zambia rank for automated teller machines (atms)?
- Zambia ranks 155th out of 187 countries with data for 2024.
- Is automated teller machines (atms) rising or falling in Zambia?
- Over the last ten years it is down 22.6%. The long-run trend across the full record is rising.
- Where does this Zambia data come from?
- The figures come from Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data, published as part of Automated teller machines (ATMs). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (Our World in Data).
About this data
Number of automated teller machines (ATMs) per 100,000 adults. ATMs are computerised telecommunications devices that provide clients of a financial institution with access to financial transactions in a public place.