Automated teller machines (ATMs) in Montenegro
Montenegro: Automated teller machines (ATMs) was 88.69 per 100,000 adults in 2024. ▲ Rising
Automated teller machines (ATMs) in Montenegro, 2005–2024
Source: Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data. Measured in per 100,000 adults.
Analysis
The most recent figure for automated teller machines (atms) in Montenegro is 88.69 per 100,000 adults, measured in 2024. That is the highest value across all 20 years on record.
Compared with earlier readings it is up 7.0% on the previous year and up 25.4% over ten years.
Over the whole period, automated teller machines (atms) in Montenegro peaked at 88.69 per 100,000 adults in 2024 and was at its lowest, 14.31 per 100,000 adults, in 2005.
Montenegro ranks 24th of 187 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 20 years of available data.
Automated teller machines (ATMs) in Montenegro, year by year
| Year | per 100,000 adults | Change |
|---|---|---|
| 2005 | 14.31 per 100,000 adults | — |
| 2006 | 26.05 per 100,000 adults | +82.1% |
| 2007 | 40.11 per 100,000 adults | +54.0% |
| 2008 | 53.03 per 100,000 adults | +32.2% |
| 2009 | 60.02 per 100,000 adults | +13.2% |
| 2010 | 64.16 per 100,000 adults | +6.9% |
| 2011 | 66.08 per 100,000 adults | +3.0% |
| 2012 | 69.39 per 100,000 adults | +5.0% |
| 2013 | 71.33 per 100,000 adults | +2.8% |
| 2014 | 70.75 per 100,000 adults | -0.8% |
| 2015 | 75.92 per 100,000 adults | +7.3% |
| 2016 | 77.75 per 100,000 adults | +2.4% |
| 2017 | 80.75 per 100,000 adults | +3.9% |
| 2018 | 86.7 per 100,000 adults | +7.4% |
| 2019 | 80.77 per 100,000 adults | -6.8% |
| 2020 | 81.4 per 100,000 adults | +0.8% |
| 2021 | 76.94 per 100,000 adults | -5.5% |
| 2022 | 81.23 per 100,000 adults | +5.6% |
| 2023 | 82.87 per 100,000 adults | +2.0% |
| 2024 | 88.69 per 100,000 adults | +7.0% |
Montenegro compared with similar countries
- Montenegro's 88.69 per 100,000 adults is above the median for upper middle income countries, which is 45.48 per 100,000 adults, 1.9× the median. (55 countries reporting)
- Montenegro's 88.69 per 100,000 adults is above the median for Europe & Central Asia, which is 68.25 per 100,000 adults, 1.3× the median. (48 countries reporting)
Biggest year-on-year movements
Years where Automated teller machines (ATMs) in Montenegro changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2006 | +82.1% | 14.31 per 100,000 adults | 26.05 per 100,000 adults |
| 2007 | +54.0% | 26.05 per 100,000 adults | 40.11 per 100,000 adults |
| 2008 | +32.2% | 40.11 per 100,000 adults | 53.03 per 100,000 adults |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 38.7 per 100,000 adults | 14.31 per 100,000 adults | 60.02 per 100,000 adults | 5 |
| 2010s | 74.36 per 100,000 adults | 64.16 per 100,000 adults | 86.7 per 100,000 adults | 10 |
| 2020s | 82.23 per 100,000 adults | 76.94 per 100,000 adults | 88.69 per 100,000 adults | 5 |
Countries ranked near Montenegro
More reference data data for Montenegro
- Emission Totals - Indirect emissions (N2O) - Manure applied to Soils 0.0413 (2050)
- Emission Totals - Indirect emissions (N2O) - Manure left on Pasture 0.0412 (2050)
- Emission Totals - Indirect emissions (N2O) - IPCC Agriculture 0.095 (2050)
- Emission Totals - Indirect emissions (N2O) - Crop Residues 0.0009 (2050)
- Emission Totals - Indirect emissions (N2O) - Agricultural Soils 0.095 (2050)
- Emission Totals - Emissions (N2O) - Manure applied to Soils 0.1384 (2050)
- Emission Totals - Emissions (N2O) - Manure Management 0.1046 (2050)
- Emission Totals - Emissions (N2O) - Manure left on Pasture 0.1738 (2050)
- Emission Totals - Emissions (N2O) - IPCC Agriculture 0.4689 (2050)
- Emission Totals - Emissions (N2O) - Crop Residues 0.0049 (2050)
Frequently asked questions
- What is automated teller machines (atms) in Montenegro?
- Automated teller machines (atms) in Montenegro was 88.69 per 100,000 adults in 2024, according to Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data.
- What is the highest automated teller machines (atms) recorded in Montenegro?
- The highest recorded value was 88.69 per 100,000 adults in 2024.
- What is the lowest automated teller machines (atms) recorded in Montenegro?
- The lowest recorded value was 14.31 per 100,000 adults in 2005.
- How does Montenegro rank for automated teller machines (atms)?
- Montenegro ranks 24th out of 187 countries with data for 2024.
- Is automated teller machines (atms) rising or falling in Montenegro?
- Over the last ten years it is up 25.4%. The long-run trend across the full record is rising.
- Where does this Montenegro data come from?
- The figures come from Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data, published as part of Automated teller machines (ATMs). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 20 observations, free to reuse under CC BY 4.0 (Our World in Data).
About this data
Number of automated teller machines (ATMs) per 100,000 adults. ATMs are computerised telecommunications devices that provide clients of a financial institution with access to financial transactions in a public place.