Automated teller machines (ATMs) in Ghana
Ghana: Automated teller machines (ATMs) was 10.97 per 100,000 adults in 2024. ▲ Rising
Automated teller machines (ATMs) in Ghana, 2008–2024
Source: Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data. Measured in per 100,000 adults.
Analysis
The most recent figure for automated teller machines (atms) in Ghana is 10.97 per 100,000 adults, measured in 2024.
The figure is down 2.5% on the previous year and up 33.0% over ten years.
Over the whole period, automated teller machines (atms) in Ghana peaked at 11.88 per 100,000 adults in 2018 and was at its lowest, 3.88 per 100,000 adults, in 2008.
That places Ghana 151st out of 187 countries with data for 2024, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 17 years of available data.
Automated teller machines (ATMs) in Ghana, year by year
| Year | per 100,000 adults | Change |
|---|---|---|
| 2008 | 3.88 per 100,000 adults | — |
| 2009 | 3.92 per 100,000 adults | +1.1% |
| 2010 | 3.97 per 100,000 adults | +1.3% |
| 2011 | 4.11 per 100,000 adults | +3.5% |
| 2012 | 5.52 per 100,000 adults | +34.4% |
| 2013 | 8.19 per 100,000 adults | +48.3% |
| 2014 | 8.24 per 100,000 adults | +0.7% |
| 2015 | 10.33 per 100,000 adults | +25.3% |
| 2016 | 11.28 per 100,000 adults | +9.2% |
| 2017 | 11.65 per 100,000 adults | +3.3% |
| 2018 | 11.88 per 100,000 adults | +2.0% |
| 2019 | 11.51 per 100,000 adults | -3.2% |
| 2020 | 11.83 per 100,000 adults | +2.8% |
| 2021 | 11.75 per 100,000 adults | -0.7% |
| 2022 | 11.36 per 100,000 adults | -3.3% |
| 2023 | 11.25 per 100,000 adults | -1.0% |
| 2024 | 10.97 per 100,000 adults | -2.5% |
Ghana compared with similar countries
- Ghana's 10.97 per 100,000 adults is below the median for lower middle income countries, which is 16.89 per 100,000 adults, 65% of the median. (46 countries reporting)
- Ghana's 10.97 per 100,000 adults is above the median for Sub-Saharan Africa, which is 6.68 per 100,000 adults, 1.6× the median. (46 countries reporting)
Biggest year-on-year movements
Years where Automated teller machines (ATMs) in Ghana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2013 | +48.3% | 5.52 per 100,000 adults | 8.19 per 100,000 adults |
| 2012 | +34.4% | 4.11 per 100,000 adults | 5.52 per 100,000 adults |
| 2015 | +25.3% | 8.24 per 100,000 adults | 10.33 per 100,000 adults |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.9 per 100,000 adults | 3.88 per 100,000 adults | 3.92 per 100,000 adults | 2 |
| 2010s | 8.67 per 100,000 adults | 3.97 per 100,000 adults | 11.88 per 100,000 adults | 10 |
| 2020s | 11.43 per 100,000 adults | 10.97 per 100,000 adults | 11.83 per 100,000 adults | 5 |
Countries ranked near Ghana
- 148 Equatorial Guinea 11.65 per 100,000 adults compare
- 149 Solomon Islands 11.62 per 100,000 adults compare
- 150 Mauritania 11.14 per 100,000 adults compare
- 152 Ethiopia 10.07 per 100,000 adults compare
- 153 Gambia 8.43 per 100,000 adults compare
- 154 Syria 7.88 per 100,000 adults compare
More reference data data for Ghana
- Emission Totals - Indirect emissions (N2O) - Manure applied to Soils 0.2805 (2050)
- Emission Totals - Indirect emissions (N2O) - Manure left on Pasture 1.89 (2050)
- Emission Totals - Indirect emissions (N2O) - IPCC Agriculture 2.69 (2050)
- Emission Totals - Indirect emissions (N2O) - Crop Residues 0.1989 (2050)
- Emission Totals - Indirect emissions (N2O) - Agricultural Soils 2.69 (2050)
- Emission Totals - Emissions (N2O) - Manure applied to Soils 0.9405 (2050)
- Emission Totals - Emissions (N2O) - Manure Management 0.9478 (2050)
- Emission Totals - Emissions (N2O) - Manure left on Pasture 8.22 (2050)
- Emission Totals - Emissions (N2O) - IPCC Agriculture 12.64 (2050)
- Emission Totals - Emissions (N2O) - Crop Residues 1.08 (2050)
Frequently asked questions
- What is automated teller machines (atms) in Ghana?
- Automated teller machines (atms) in Ghana was 10.97 per 100,000 adults in 2024, according to Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data.
- What is the highest automated teller machines (atms) recorded in Ghana?
- The highest recorded value was 11.88 per 100,000 adults in 2018.
- What is the lowest automated teller machines (atms) recorded in Ghana?
- The lowest recorded value was 3.88 per 100,000 adults in 2008.
- How does Ghana rank for automated teller machines (atms)?
- Ghana ranks 151st out of 187 countries with data for 2024.
- Is automated teller machines (atms) rising or falling in Ghana?
- Over the last ten years it is up 33.0%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data, published as part of Automated teller machines (ATMs). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (Our World in Data).
About this data
Number of automated teller machines (ATMs) per 100,000 adults. ATMs are computerised telecommunications devices that provide clients of a financial institution with access to financial transactions in a public place.