Statizoid

Automated teller machines (ATMs) in Finland

Finland: Automated teller machines (ATMs) was 33.46 per 100,000 adults in 2024. ▼ Falling

Latest (2024)
33.46 per 100,000 adults
Change on year
down 5.2%
World rank
110th
of 187 countries
All-time high
38.26 per 100,000 adults
in 2006
All-time low
31.67 per 100,000 adults
in 2016
Years of data
19
2006–2024

Automated teller machines (ATMs) in Finland, 2006–2024

0102030402006201520242006: 38.3 per 100,000 adults2007: 37.8 per 100,000 adults2008: 37.4 per 100,000 adults2009: 37.2 per 100,000 adults2010: 36.8 per 100,000 adults2011: 36.5 per 100,000 adults2012: 35.7 per 100,000 adults2013: 36.3 per 100,000 adults2014: 35.9 per 100,000 adults2015: 33.7 per 100,000 adults2016: 31.7 per 100,000 adults2017: 32.5 per 100,000 adults2018: 34.7 per 100,000 adults2019: 37.7 per 100,000 adults2020: 37.2 per 100,000 adults2021: 36.7 per 100,000 adults2022: 36 per 100,000 adults2023: 35.3 per 100,000 adults2024: 33.5 per 100,000 adults

Source: Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data. Measured in per 100,000 adults.

Analysis

Finland recorded 33.46 per 100,000 adults for automated teller machines (atms) in 2024.

Compared with earlier readings it is down 5.2% on the previous year and down 6.7% over ten years.

Over the whole period, automated teller machines (atms) in Finland peaked at 38.26 per 100,000 adults in 2006 and was at its lowest, 31.67 per 100,000 adults, in 2016.

That places Finland 110th out of 187 countries with data for 2024, putting it in the middle of the range.

The long-run direction has been consistently falling across the 19 years of available data.

Automated teller machines (ATMs) in Finland, year by year

Year per 100,000 adults Change
2006 38.26 per 100,000 adults —
2007 37.76 per 100,000 adults -1.3%
2008 37.37 per 100,000 adults -1.0%
2009 37.15 per 100,000 adults -0.6%
2010 36.85 per 100,000 adults -0.8%
2011 36.47 per 100,000 adults -1.0%
2012 35.72 per 100,000 adults -2.0%
2013 36.34 per 100,000 adults +1.7%
2014 35.85 per 100,000 adults -1.3%
2015 33.73 per 100,000 adults -5.9%
2016 31.67 per 100,000 adults -6.1%
2017 32.45 per 100,000 adults +2.5%
2018 34.69 per 100,000 adults +6.9%
2019 37.7 per 100,000 adults +8.7%
2020 37.25 per 100,000 adults -1.2%
2021 36.67 per 100,000 adults -1.5%
2022 36.01 per 100,000 adults -1.8%
2023 35.31 per 100,000 adults -1.9%
2024 33.46 per 100,000 adults -5.2%

Finland compared with similar countries

  • Finland's 33.46 per 100,000 adults is below the median for high income countries, which is 64.31 per 100,000 adults, 52% of the median. (64 countries reporting)
  • Finland's 33.46 per 100,000 adults is below the median for Europe & Central Asia, which is 68.25 per 100,000 adults, 49% of the median. (48 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 37.64 per 100,000 adults 37.15 per 100,000 adults 38.26 per 100,000 adults 4
2010s 35.15 per 100,000 adults 31.67 per 100,000 adults 37.7 per 100,000 adults 10
2020s 35.74 per 100,000 adults 33.46 per 100,000 adults 37.25 per 100,000 adults 5

Countries ranked near Finland

  1. 107 Dominica 34.94 per 100,000 adults compare
  2. 108 Denmark 33.78 per 100,000 adults compare
  3. 109 Guatemala 33.59 per 100,000 adults compare
  4. 111 Lebanon 32.95 per 100,000 adults compare
  5. 112 Netherlands 32.77 per 100,000 adults compare
  6. 113 Bahrain 31.36 per 100,000 adults compare

See the full ranking of 187 places →

More reference data data for Finland

All data for Finland →

Frequently asked questions

What is automated teller machines (atms) in Finland?
Automated teller machines (atms) in Finland was 33.46 per 100,000 adults in 2024, according to Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data.
What is the highest automated teller machines (atms) recorded in Finland?
The highest recorded value was 38.26 per 100,000 adults in 2006.
What is the lowest automated teller machines (atms) recorded in Finland?
The lowest recorded value was 31.67 per 100,000 adults in 2016.
How does Finland rank for automated teller machines (atms)?
Finland ranks 110th out of 187 countries with data for 2024.
Is automated teller machines (atms) rising or falling in Finland?
Over the last ten years it is down 6.7%. The long-run trend across the full record is falling.
Where does this Finland data come from?
The figures come from Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data, published as part of Automated teller machines (ATMs). Statizoid updates them automatically from the source API.

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Automated teller machines (ATMs) in Finland. Statizoid, drawing on Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data. Retrieved 29 September 2026, from https://reference.statizoid.com/stat/automated-teller-machines-atms-per-100000-adults/finland/

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About this data

Indicator
Automated teller machines (ATMs)
Unit
per 100,000 adults
Source
Financial Access Survey - IMF, via World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
187 places, 3,478 data points, 2004–2024
Last refreshed

Number of automated teller machines (ATMs) per 100,000 adults. ATMs are computerised telecommunications devices that provide clients of a financial institution with access to financial transactions in a public place.