Arrears on utility bills by country
Countries reporting
38
Highest
31.9%
Greece
Lowest
2.2%
Netherlands
Median
5.8%
Years covered
23
2003–2025
Data points
819
What the numbers show
Arrears on utility bills is currently reported for 38 countries. The highest value is 31.9% in Greece; the lowest is 2.2% in Netherlands.
The median across all reporting countries is 5.8%, and the mean is 8.7%.
The gap between the highest and lowest reporting country is a factor of about 14.
Over the past decade 10 countries rose and 27 fell. The largest increase was in Luxembourg (up 95.8%), and the largest decrease in Croatia (down 74.6%).
Arrears on utility bills: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Greece | 31.9% | 2025 | down 24.0% | rising |
| 2 | Montenegro | 29.1% | 2023 | down 22.0% | falling |
| 3 | North Macedonia | 22.2% | 2024 | down 42.8% | falling |
| 4 | Albania | 22.1% | 2023 | down 23.5% | falling |
| 5 | Romania | 17.7% | 2025 | up 1.7% | falling |
| 6 | Türkiye | 17.6% | 2025 | down 47.0% | falling |
| 7 | Serbia | 17.3% | 2025 | down 50.3% | falling |
| 8 | Bulgaria | 17.2% | 2025 | down 45.2% | falling |
| 9 | Spain | 9.2% | 2025 | up 4.5% | rising |
| 10 | Ireland | 8.8% | 2025 | down 42.1% | flat |
| 11 | Cyprus | 8.2% | 2025 | down 59.2% | falling |
| 12 | France | 8.0% | 2025 | up 35.6% | flat |
| 13 | Finland | 7.6% | 2025 | up 1.3% | flat |
| 14 | Croatia | 7.3% | 2025 | down 74.6% | falling |
| 15 | Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) | 6.4% | 2021 | down 13.5% | falling |
| 16 | Hungary | 6.3% | 2025 | down 67.5% | falling |
| 17 | European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) | 6.1% | 2019 | down 32.2% | falling |
| 18 | Italy | 5.9% | 2025 | down 53.2% | falling |
| 19 | Slovakia | 5.8% | 2025 | up 1.8% | falling |
| 20 | Estonia | 5.7% | 2025 | down 27.8% | falling |
| 21 | Latvia | 5.6% | 2025 | down 66.5% | falling |
| 22 | United Kingdom | 5.4% | 2018 | up 14.9% | rising |
| 22 | Slovenia | 5.4% | 2025 | down 69.1% | falling |
| 24 | Austria | 4.7% | 2025 | up 34.3% | rising |
| 24 | Luxembourg | 4.7% | 2025 | up 95.8% | rising |
| 26 | Germany | 4.6% | 2025 | up 15.0% | rising |
| 27 | Malta | 4.5% | 2025 | down 55.9% | falling |
| 28 | Sweden | 4.4% | 2025 | up 37.5% | falling |
| 29 | Lithuania | 4.1% | 2025 | down 51.2% | falling |
| 30 | Belgium | 4.0% | 2025 | down 21.6% | falling |
| 31 | Portugal | 3.6% | 2025 | down 53.8% | falling |
| 31 | Switzerland | 3.6% | 2024 | down 14.3% | falling |
| 33 | Norway | 3.2% | 2025 | unchanged | falling |
| 34 | Iceland | 3.1% | 2020 | down 55.7% | falling |
| 35 | Denmark | 2.8% | 2025 | down 17.6% | rising |
| 36 | Poland | 2.6% | 2025 | down 71.7% | volatile |
| 37 | Czechia | 2.4% | 2025 | down 20.0% | falling |
| 38 | Netherlands | 2.2% | 2025 | down 18.5% | falling |