Arrears on hire purchase instalments or other loan payments by country
Countries reporting
47
Highest
19.9%
Greece
Lowest
0.2%
Malta
Median
1.9%
Years covered
23
2003–2025
Data points
995
What the numbers show
Arrears on hire purchase instalments or other loan payments is currently reported for 47 countries. The highest value is 19.9% in Greece; the lowest is 0.2% in Malta.
The median across all reporting countries is 1.9%, and the mean is 3.0%.
The gap between the highest and lowest reporting country is a factor of about 99.
Over the past decade 14 countries rose and 32 fell. The largest increase was in Luxembourg (up 200.0%), and the largest decrease in Cyprus (down 83.8%).
Arrears on hire purchase instalments or other loan payments: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Greece | 19.9% | 2025 | up 22.1% | rising |
| 2 | Türkiye | 11.5% | 2025 | down 54.9% | falling |
| 3 | Switzerland | 7.2% | 2024 | up 53.2% | rising |
| 4 | Luxembourg | 5.4% | 2025 | up 200.0% | volatile |
| 4 | Sweden | 5.4% | 2025 | up 86.2% | rising |
| 6 | Finland | 5.3% | 2025 | up 55.9% | rising |
| 7 | Spain | 5.2% | 2025 | up 116.7% | rising |
| 8 | Iceland | 5.0% | 2020 | down 66.4% | falling |
| 9 | Norway | 4.8% | 2025 | up 152.6% | volatile |
| 10 | Denmark | 4.3% | 2025 | up 16.2% | rising |
| 11 | North Macedonia | 3.5% | 2024 | down 16.7% | rising |
| 12 | Cyprus | 3.1% | 2025 | down 83.8% | falling |
| 13 | Hungary | 2.9% | 2025 | down 35.6% | falling |
| 13 | Germany | 2.9% | 2025 | up 163.6% | rising |
| 15 | Estonia | 2.7% | 2025 | up 8.0% | falling |
| 15 | Estonia | 2.7% | 2025 | up 8.0% | falling |
| 17 | Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) | 2.5% | 2021 | down 10.7% | falling |
| 18 | Slovakia | 2.4% | 2025 | down 7.7% | falling |
| 18 | Slovakia | 2.4% | 2025 | down 7.7% | falling |
| 20 | Ireland | 2.3% | 2025 | down 52.1% | falling |
| 21 | France | 2.1% | 2025 | unchanged | falling |
| 22 | European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) | 2.0% | 2019 | down 33.3% | falling |
| 22 | Montenegro | 2.0% | 2024 | down 47.4% | falling |
| 24 | Latvia | 1.9% | 2025 | down 17.4% | falling |
| 24 | Latvia | 1.9% | 2025 | down 17.4% | falling |
| 24 | Serbia | 1.9% | 2025 | down 74.7% | falling |
| 27 | United Kingdom | 1.8% | 2018 | up 20.0% | falling |
| 27 | Poland | 1.8% | 2025 | down 43.8% | falling |
| 27 | United Kingdom | 1.8% | 2018 | up 20.0% | falling |
| 27 | Poland | 1.8% | 2025 | down 43.8% | falling |
| 27 | Bulgaria | 1.8% | 2025 | down 64.7% | falling |
| 32 | Romania | 1.7% | 2025 | down 55.3% | falling |
| 33 | Netherlands | 1.6% | 2025 | down 20.0% | rising |
| 33 | Netherlands | 1.6% | 2025 | down 20.0% | rising |
| 35 | Austria | 1.5% | 2025 | down 31.8% | falling |
| 36 | Portugal | 1.4% | 2025 | down 41.7% | falling |
| 37 | Slovenia | 1.3% | 2025 | down 65.8% | falling |
| 37 | Albania | 1.3% | 2023 | up 160.0% | rising |
| 37 | Croatia | 1.3% | 2025 | down 75.9% | falling |
| 37 | Croatia | 1.3% | 2025 | down 75.9% | falling |
| 37 | Slovenia | 1.3% | 2025 | down 65.8% | falling |
| 42 | Lithuania | 0.9% | 2025 | down 10.0% | falling |
| 42 | Lithuania | 0.9% | 2025 | down 10.0% | falling |
| 42 | Czechia | 0.9% | 2025 | down 35.7% | volatile |
| 45 | Belgium | 0.7% | 2025 | down 46.2% | falling |
| 46 | Italy | 0.6% | 2025 | down 64.7% | volatile |
| 47 | Malta | 0.2% | 2025 | down 81.8% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.