Aggregate replacement ratio for pensions (excluding other social) in Germany

Germany: Aggregate replacement ratio for pensions (excluding other social) was 0.48 in 2025. β–Ό Falling

Latest (2025)
0.48
Change on year
down 2.0%
World rank
22nd
of 36 countries
All-time high
0.56
in 2011
All-time low
0.46
in 2020
Years of data
16
2010–2025

Aggregate replacement ratio for pensions (excluding other social) in Germany, 2010–2025

00.20.40.62010201720252010: 0.532011: 0.562012: 0.512013: 0.512014: 0.492015: 0.52016: 0.52017: 0.52018: 0.482019: 0.472020: 0.462021: 0.482022: 0.482023: 0.492024: 0.492025: 0.48

Source: Eurostat.

Analysis

Germany recorded 0.48 for aggregate replacement ratio for pensions (excluding other social) in 2025.

The figure is down 2.0% on the previous year and down 4.0% over ten years.

Over the whole period, aggregate replacement ratio for pensions (excluding other social) in Germany peaked at 0.56 in 2011 and was at its lowest, 0.46, in 2020.

Germany ranks 22nd of 36 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 16 years of available data.

Averages by decade

DecadeAverage LowestHighest Years
2010s 0.505 0.47 0.56 10
2020s 0.48 0.46 0.49 6

Countries ranked near Germany

  1. 19 Switzerland 0.5 compare
  2. 20 Estonia 0.49 compare
  3. 20 Hungary 0.49 compare
  4. 22 Belgium 0.48 compare
  5. 24 Malta 0.47 compare
  6. 24 Romania 0.47 compare

See the full ranking of 38 places β†’

More reference data data for Germany

All data for Germany β†’

Frequently asked questions

What is aggregate replacement ratio for pensions (excluding other social) in Germany?
Aggregate replacement ratio for pensions (excluding other social) in Germany was 0.48 in 2025, according to Eurostat.
What is the highest aggregate replacement ratio for pensions (excluding other social) recorded in Germany?
The highest recorded value was 0.56 in 2011.
What is the lowest aggregate replacement ratio for pensions (excluding other social) recorded in Germany?
The lowest recorded value was 0.46 in 2020.
How does Germany rank for aggregate replacement ratio for pensions (excluding other social)?
Germany ranks 22nd out of 36 countries with data for 2025.
Is aggregate replacement ratio for pensions (excluding other social) rising or falling in Germany?
Over the last ten years it is down 4.0%. The long-run trend across the full record is falling.
Where does this Germany data come from?
The figures come from Eurostat, published as part of Aggregate replacement ratio for pensions (excluding other social benefits) by sex. Statizoid updates them automatically from the source API.

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Aggregate replacement ratio for pensions (excluding other social) in Germany. Statizoid, drawing on Eurostat. Retrieved 16 August 2026, from https://reference.statizoid.com/stat/aggregate-replacement-ratio-for-pensions-excluding-other-social-benefits-by-sex/germany/

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About this data

Indicator
Aggregate replacement ratio for pensions (excluding other social benefits) by sex
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
38 places, 574 data points, 2010–2025
Last refreshed