Account in Ghana

Ghana: Account was 81.2% in 2024. ▲ Rising

Latest (2024)
81.2%
Change on year
up 19.1%
World rank
55th
of 118 countries
All-time high
81.2%
in 2024
All-time low
29.4%
in 2011
Years of data
5
2011–2024

Account in Ghana, 2011–2024

0204060802011201720242011: 29.4 % age 15+2014: 40.5 % age 15+2017: 57.7 % age 15+2021: 68.2 % age 15+2024: 81.2 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for account in Ghana is 81.2%, measured in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 19.1% on the previous year and up 100.6% over ten years.

Over the whole period, account in Ghana peaked at 81.2% in 2024 and was at its lowest, 29.4%, in 2011.

That places Ghana 55th out of 118 countries with data for 2024, putting it in the middle of the range.

Account in Ghana, year by year

Annual values for Account (% age 15+) in Ghana, 2011 to 2024.
Year % age 15+ Change
2011 29.4%
2014 40.5% +37.7%
2017 57.7% +42.5%
2021 68.2% +18.2%
2024 81.2% +19.1%

Ghana compared with similar countries

  • Ghana's 81.2% is above the median for lower middle income countries, which is 56.2%, 1.4× the median. (28 countries reporting)
  • Ghana's 81.2% is above the median for Sub-Saharan Africa, which is 56.5%, 1.4× the median. (26 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 42.5% 29.4% 57.7% 3
2020s 74.7% 68.2% 81.2% 2

Countries ranked near Ghana

  1. 52 Argentina 81.7% compare
  2. 53 Sri Lanka 81.7% compare
  3. 54 Turkey 81.6% compare
  4. 56 South Africa 81.1% compare
  5. 57 Russia 79.3% compare
  6. 58 Saudi Arabia 78.8% compare

See the full ranking of 130 places →

More reference data data for Ghana

All data for Ghana →

Frequently asked questions

What is account in Ghana?
Account in Ghana was 81.2% in 2024, according to Global Findex Database.
What is the highest account recorded in Ghana?
The highest recorded value was 81.2% in 2024.
What is the lowest account recorded in Ghana?
The lowest recorded value was 29.4% in 2011.
How does Ghana rank for account?
Ghana ranks 55th out of 118 countries with data for 2024.
Is account rising or falling in Ghana?
Over the last ten years it is up 100.6%. The long-run trend across the full record is rising.
Where does this Ghana data come from?
The figures come from Global Findex Database, published as part of Account (% age 15+). Statizoid updates them automatically from the source API.

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Account in Ghana. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/account-percent-age-15/ghana/

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About this data

Indicator
Account (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
130 places, 650 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or similar financial institution (see the definition for "bank or similar financial institution account") or report personally using a mobile money service in the past year (see the definition for "mobile money account"), (% age 15+)