Account in Germany

Germany: Account was 98.3% in 2024. ▬ Flat

Latest (2024)
98.3%
Change on year
down 1.7%
World rank
14th
of 118 countries
All-time high
100.0%
in 2021
All-time low
98.1%
in 2011
Years of data
5
2011–2024

Account in Germany, 2011–2024

0204060801002011201720242011: 98.1 % age 15+2014: 98.8 % age 15+2017: 99.1 % age 15+2021: 100 % age 15+2024: 98.3 % age 15+

Source: Global Findex Database. Measured in % age 15+.

Analysis

Germany recorded 98.3% for account in 2024.

Compared with earlier readings it is down 1.7% on the previous year and down 0.5% over ten years.

Over the whole period, account in Germany peaked at 100.0% in 2021 and was at its lowest, 98.1%, in 2011.

That places Germany 14th out of 118 countries with data for 2024, putting it in the top quarter.

Account in Germany, year by year

Annual values for Account (% age 15+) in Germany, 2011 to 2024.
Year % age 15+ Change
2011 98.1%
2014 98.8% +0.6%
2017 99.1% +0.4%
2021 100.0% +0.8%
2024 98.3% -1.7%

Germany compared with similar countries

  • Germany's 98.3% is above the median for high income countries, which is 97.0%, 1.0× the median. (42 countries reporting)
  • Germany's 98.3% is above the median for Europe & Central Asia, which is 88.1%, 1.1× the median. (42 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 98.7% 98.1% 99.1% 3
2020s 99.1% 98.3% 100.0% 2

Countries ranked near Germany

  1. 11 Japan 98.5% compare
  2. 12 Canada 98.4% compare
  3. 13 Spain 98.4% compare
  4. 15 Ireland 98.3% compare
  5. 16 Mongolia 98.3% compare
  6. 17 Belgium 98.2% compare

See the full ranking of 130 places →

More reference data data for Germany

All data for Germany →

Frequently asked questions

What is account in Germany?
Account in Germany was 98.3% in 2024, according to Global Findex Database.
What is the highest account recorded in Germany?
The highest recorded value was 100.0% in 2021.
What is the lowest account recorded in Germany?
The lowest recorded value was 98.1% in 2011.
How does Germany rank for account?
Germany ranks 14th out of 118 countries with data for 2024.
Is account rising or falling in Germany?
Over the last ten years it is down 0.5%. The long-run trend across the full record is flat.
Where does this Germany data come from?
The figures come from Global Findex Database, published as part of Account (% age 15+). Statizoid updates them automatically from the source API.

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Account in Germany. Statizoid, drawing on Global Findex Database. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/account-percent-age-15/germany/

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About this data

Indicator
Account (% age 15+)
Unit
% age 15+
Source
Global Findex Database
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
130 places, 650 data points, 2011–2024
Last refreshed

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or similar financial institution (see the definition for "bank or similar financial institution account") or report personally using a mobile money service in the past year (see the definition for "mobile money account"), (% age 15+)