Account, income, richest 60% (% ages 15+) by country
The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution (see the definition for "financial institution account") or report personally using a mobile money service in the past year (see the definition for "mobile...
What the numbers show
Account, income, richest 60% (% ages 15+) is currently reported for 102 countries. The highest value is 99.9% in Sweden; the lowest is 26.1% in Nicaragua.
The median across all reporting countries is 86.0%, and the mean is 80.0%.
The gap between the highest and lowest reporting country is a factor of about 4.
Over the past decade 87 countries rose and 15 fell. The largest increase was in Cameroon (up 281.6%), and the largest decrease in Lebanon (down 55.0%).
Account, income, richest 60%: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Sweden | 99.9% | 2024 | down 0.1% | flat |
| 2 | Lithuania | 99.8% | 2024 | up 19.2% | rising |
| 3 | Netherlands | 99.8% | 2024 | up 0.3% | flat |
| 4 | Finland | 99.7% | 2024 | down 0.3% | flat |
| 5 | Austria | 99.7% | 2024 | up 2.7% | flat |
| 6 | France | 99.5% | 2024 | up 1.6% | flat |
| 7 | Estonia | 99.5% | 2024 | up 1.5% | flat |
| 8 | Denmark | 99.2% | 2024 | down 0.8% | flat |
| 9 | Slovenia | 99.2% | 2024 | up 0.8% | flat |
| 10 | Japan | 99.1% | 2024 | up 2.8% | flat |
| 11 | Mongolia | 98.9% | 2024 | up 5.6% | rising |
| 12 | United Kingdom | 98.8% | 2024 | down 0.7% | flat |
| 13 | Australia | 98.8% | 2024 | up 0.7% | flat |
| 14 | Korea | 98.7% | 2024 | up 4.6% | rising |
| 15 | Malta | 98.6% | 2024 | up 1.1% | flat |
| 16 | New Zealand | 98.6% | 2024 | down 1.1% | flat |
| 17 | Chinese Taipei | 98.3% | 2024 | up 4.7% | rising |
| 18 | Canada | 98.3% | 2024 | down 1.3% | flat |
| 19 | Spain | 98.1% | 2024 | down 0.1% | flat |
| 20 | Germany | 98.1% | 2024 | down 1.8% | flat |
| 21 | United States | 98.0% | 2024 | up 0.6% | flat |
| 22 | Belgium | 97.9% | 2024 | up 0.1% | flat |
| 23 | Ireland | 97.8% | 2024 | up 1.5% | flat |
| 24 | Cyprus | 97.4% | 2024 | up 6.4% | rising |
| 25 | Latvia | 97.2% | 2024 | up 4.9% | rising |
| 26 | Czechia | 96.7% | 2024 | up 13.1% | rising |
| 27 | Croatia | 96.0% | 2024 | up 5.7% | rising |
| 28 | Slovak Republic | 95.7% | 2024 | up 16.5% | rising |
| 29 | Israel | 95.2% | 2024 | up 2.2% | flat |
| 30 | Greece | 94.5% | 2024 | up 4.0% | rising |
| 31 | Kenya | 94.3% | 2024 | up 14.6% | rising |
| 32 | Portugal | 93.9% | 2024 | up 1.2% | rising |
| 33 | Iran, Islamic Republic of | 93.9% | 2024 | down 0.0% | rising |
| 34 | China | 93.8% | 2024 | up 12.7% | rising |
| 35 | Malaysia | 93.1% | 2024 | up 10.3% | rising |
| 36 | Hungary | 92.4% | 2024 | up 21.5% | rising |
| 37 | Thailand | 92.3% | 2024 | up 11.6% | rising |
| 38 | Brazil | 91.9% | 2024 | up 21.9% | rising |
| 39 | Mauritius | 91.8% | 2024 | up 3.1% | flat |
| 40 | Ukraine | 91.6% | 2024 | up 56.1% | rising |
| 41 | Chile | 91.5% | 2024 | up 31.6% | rising |
| 42 | India | 90.8% | 2024 | up 52.7% | rising |
| 43 | Poland | 90.2% | 2024 | up 9.7% | rising |
| 44 | Kazakhstan | 89.5% | 2024 | up 49.1% | rising |
| 45 | Bulgaria | 89.4% | 2024 | up 24.1% | rising |
| 46 | Venezuela, Bolivarian Republic of | 89.2% | 2024 | up 41.7% | rising |
| 47 | Ghana | 89.0% | 2024 | up 97.2% | rising |
| 48 | Serbia | 88.7% | 2024 | up 6.2% | rising |
| 49 | Italy | 88.6% | 2024 | down 2.3% | rising |
| 50 | North Macedonia | 88.2% | 2024 | up 10.6% | rising |
| 51 | Argentina | 86.4% | 2024 | up 60.4% | rising |
| 52 | Türkiye | 85.6% | 2024 | up 44.0% | rising |
| 53 | Viet Nam | 85.5% | 2024 | up 118.9% | rising |
| 54 | Georgia | 85.3% | 2024 | up 80.8% | rising |
| 55 | Russia | 85.2% | 2024 | up 21.3% | rising |
| 56 | South Africa | 84.8% | 2024 | up 6.6% | rising |
| 57 | Sri Lanka | 82.7% | 2024 | down 3.1% | rising |
| 58 | Bosnia and Herzegovina | 82.1% | 2024 | up 35.5% | rising |
| 59 | Romania | 82.0% | 2024 | up 14.7% | rising |
| 60 | Zambia | 81.9% | 2024 | up 79.4% | rising |
| 61 | Saudi Arabia | 81.7% | 2024 | up 12.1% | rising |
| 62 | Uruguay | 81.0% | 2024 | up 50.5% | rising |
| 63 | Costa Rica | 77.0% | 2024 | up 10.4% | rising |
| 64 | Uganda | 76.8% | 2024 | up 40.0% | rising |
| 65 | Panama | 76.5% | 2024 | up 48.5% | rising |
| 66 | Armenia | 76.2% | 2024 | up 245.8% | rising |
| 67 | Nigeria | 74.3% | 2024 | up 38.3% | rising |
| 68 | Gabon | 73.7% | 2024 | up 70.1% | rising |
| 69 | Dominican Republic | 72.6% | 2024 | up 16.0% | rising |
| 70 | Cameroon | 71.5% | 2024 | up 281.6% | volatile |
| 71 | Ecuador | 69.9% | 2024 | up 24.1% | rising |
| 72 | Botswana | 69.4% | 2024 | up 6.5% | rising |
| 73 | Peru | 69.1% | 2024 | up 82.8% | rising |
| 74 | Togo | 66.6% | 2024 | up 166.7% | rising |
| 75 | Colombia | 66.5% | 2024 | up 36.4% | rising |
| 76 | Azerbaijan | 66.4% | 2024 | up 107.1% | rising |
| 77 | Tanzania, United Republic of | 65.8% | 2024 | up 32.2% | rising |
| 78 | Congo | 64.8% | 2024 | up 173.3% | volatile |
| 79 | Nepal | 64.6% | 2024 | up 60.8% | rising |
| 80 | Bolivia, Plurinational State of | 64.4% | 2024 | up 22.9% | rising |
| 81 | Republic of Moldova | 63.5% | 2024 | up 186.1% | rising |
| 82 | Kosovo | 62.5% | 2024 | up 18.2% | rising |
| 83 | Mexico | 62.0% | 2024 | up 35.7% | rising |
| 84 | Indonesia | 61.6% | 2024 | up 36.1% | rising |
| 85 | Philippines | 60.7% | 2024 | up 51.3% | rising |
| 86 | Burkina Faso | 60.0% | 2024 | up 205.8% | rising |
| 87 | Benin | 58.7% | 2024 | up 179.9% | rising |
| 88 | Malawi | 58.6% | 2024 | up 145.0% | rising |
| 89 | Uzbekistan | 58.3% | 2024 | up 30.7% | rising |
| 90 | Zimbabwe | 57.0% | 2024 | up 32.4% | rising |
| 91 | Albania | 56.7% | 2024 | up 19.6% | rising |
| 92 | El Salvador | 55.8% | 2024 | up 19.9% | rising |
| 93 | Jordan | 53.6% | 2024 | up 78.0% | rising |
| 94 | Honduras | 48.2% | 2024 | up 25.1% | rising |
| 95 | Bangladesh | 48.2% | 2024 | up 32.8% | rising |
| 96 | Guatemala | 44.9% | 2024 | down 9.4% | rising |
| 97 | Palestine, State of | 44.0% | 2024 | up 46.7% | rising |
| 98 | Algeria | 38.0% | 2024 | down 36.1% | falling |
| 99 | Iraq | 36.8% | 2024 | up 198.4% | rising |
| 100 | Pakistan | 36.4% | 2024 | up 139.4% | rising |
| 101 | Lebanon | 26.7% | 2024 | down 55.0% | falling |
| 102 | Nicaragua | 26.1% | 2024 | down 1.6% | rising |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- High income 96.3%
- Upper middle income 88.9%
- East Asia & Pacific (excluding high income) 88.4%
- World 83.0%
- Europe & Central Asia (excluding high income) 82.3%
- South Asia 80.4%
- Low & middle income 80.3%
- Latin America & Caribbean (excluding high income) 76.5%
- Lower middle income 75.0%
- Sub-Saharan Africa (excluding high income) 65.4%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 57.6%
- Low income 52.5%
About this data
The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution (see the definition for "financial institution account") or report personally using a mobile money service in the past year (see the definition for "mobile money account"), richest 60% (% ages 15+)