Account, in labor force (% age 15+) by country
The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution (see the definition for "financial institution account") or report personally using a mobile money service in the past year (see the definition for "mobile...
What the numbers show
Account, in labor force (% age 15+) is currently reported for 99 countries. The highest value is 100.0% in Austria; the lowest is 26.2% in Nicaragua.
The median across all reporting countries is 87.8%, and the mean is 81.0%.
The gap between the highest and lowest reporting country is a factor of about 4.
Over the past decade 78 countries rose and 20 fell. The largest increase was in Cameroon (up 292.7%), and the largest decrease in Lebanon (down 45.7%).
Account, in labor force: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Austria | 100.0% | 2024 | up 1.2% | flat |
| 1 | Belgium | 100.0% | 2024 | up 0.8% | flat |
| 1 | Finland | 100.0% | 2024 | unchanged | flat |
| 4 | United Kingdom | 99.9% | 2024 | down 0.1% | flat |
| 5 | Netherlands | 99.6% | 2024 | down 0.2% | flat |
| 6 | France | 99.4% | 2024 | down 0.0% | flat |
| 7 | Japan | 99.4% | 2024 | up 1.4% | flat |
| 8 | Hong Kong | 99.3% | 2024 | up 1.2% | flat |
| 9 | Slovenia | 99.3% | 2024 | up 1.3% | flat |
| 10 | Croatia | 99.2% | 2024 | up 2.6% | flat |
| 11 | Lithuania | 99.2% | 2024 | up 5.8% | rising |
| 12 | Slovakia | 99.0% | 2024 | up 3.6% | flat |
| 13 | New Zealand | 99.0% | 2024 | down 0.6% | flat |
| 14 | Canada | 98.9% | 2024 | down 0.6% | flat |
| 15 | Malta | 98.9% | 2024 | up 0.6% | flat |
| 16 | Mongolia | 98.9% | 2024 | up 4.0% | rising |
| 17 | Denmark | 98.8% | 2024 | down 1.2% | flat |
| 18 | Estonia | 98.7% | 2024 | down 0.5% | flat |
| 19 | Australia | 98.7% | 2024 | down 0.8% | flat |
| 20 | Ireland | 98.6% | 2024 | up 0.6% | flat |
| 21 | United States | 98.5% | 2024 | up 4.9% | flat |
| 22 | Sweden | 98.5% | 2024 | down 1.5% | flat |
| 23 | Cyprus | 98.2% | 2024 | up 2.1% | flat |
| 24 | Poland | 98.0% | 2024 | up 6.6% | rising |
| 25 | Israel | 97.4% | 2024 | down 0.5% | flat |
| 26 | Taiwan | 97.2% | 2024 | up 2.1% | rising |
| 27 | Serbia | 97.1% | 2024 | up 7.4% | rising |
| 28 | South Korea | 97.0% | 2024 | down 0.4% | flat |
| 29 | Latvia | 96.9% | 2024 | down 0.4% | flat |
| 30 | Italy | 96.8% | 2024 | up 4.1% | rising |
| 31 | Portugal | 96.2% | 2024 | up 5.2% | rising |
| 32 | Czechia | 95.9% | 2024 | up 1.0% | flat |
| 33 | Bulgaria | 95.2% | 2024 | up 18.8% | rising |
| 34 | Turkey | 95.1% | 2024 | up 28.6% | rising |
| 35 | Hungary | 94.5% | 2024 | up 9.5% | rising |
| 36 | Greece | 94.5% | 2024 | down 2.5% | rising |
| 37 | North Macedonia | 94.4% | 2024 | up 8.5% | rising |
| 38 | Iran | 94.3% | 2024 | down 3.3% | rising |
| 39 | Kazakhstan | 93.9% | 2024 | up 47.9% | rising |
| 40 | Thailand | 92.9% | 2024 | up 10.5% | rising |
| 41 | Mauritius | 92.8% | 2024 | up 3.0% | flat |
| 42 | Bosnia and Herzegovina | 92.7% | 2024 | up 27.0% | rising |
| 43 | Malaysia | 92.1% | 2024 | up 9.1% | rising |
| 44 | Brazil | 91.8% | 2024 | up 23.5% | rising |
| 45 | India | 91.4% | 2024 | up 40.9% | rising |
| 46 | Ukraine | 90.8% | 2024 | up 36.2% | rising |
| 47 | Chile | 90.2% | 2024 | up 18.1% | rising |
| 48 | Venezuela | 88.8% | 2024 | up 18.7% | rising |
| 49 | Argentina | 87.9% | 2024 | up 69.4% | rising |
| 50 | South Africa | 87.8% | 2024 | up 2.1% | rising |
| 51 | Ghana | 87.0% | 2024 | up 106.4% | rising |
| 52 | Sri Lanka | 86.7% | 2024 | down 6.1% | rising |
| 53 | Romania | 85.6% | 2024 | up 20.5% | rising |
| 54 | Russia | 84.8% | 2024 | up 9.5% | rising |
| 55 | Kosovo | 83.9% | 2024 | up 25.5% | rising |
| 55 | Kosovo (UNSCR 1244) | 83.9% | 2024 | up 25.5% | rising |
| 57 | Saudi Arabia | 83.4% | 2024 | up 5.0% | flat |
| 58 | Georgia | 83.4% | 2024 | up 32.1% | rising |
| 59 | Uruguay | 82.0% | 2024 | up 53.2% | rising |
| 60 | Costa Rica | 81.0% | 2024 | up 8.6% | rising |
| 61 | Armenia | 79.3% | 2024 | up 129.5% | rising |
| 62 | Zambia | 79.2% | 2024 | up 90.0% | rising |
| 63 | Botswana | 78.8% | 2024 | up 23.5% | rising |
| 64 | Uganda | 78.5% | 2024 | up 57.4% | rising |
| 65 | Vietnam | 77.9% | 2024 | up 127.9% | rising |
| 66 | Dominican Republic | 75.2% | 2024 | up 16.7% | rising |
| 67 | Panama | 73.0% | 2024 | up 36.7% | rising |
| 68 | Albania | 73.0% | 2024 | up 48.6% | rising |
| 69 | Nigeria | 71.1% | 2024 | up 36.8% | rising |
| 70 | Azerbaijan | 70.1% | 2024 | up 78.6% | rising |
| 71 | Cameroon | 69.0% | 2024 | up 292.7% | rising |
| 72 | Peru | 67.1% | 2024 | up 76.5% | rising |
| 73 | Colombia | 66.8% | 2024 | up 29.6% | rising |
| 74 | Nepal | 66.0% | 2024 | up 91.6% | rising |
| 75 | Uzbekistan | 65.4% | 2024 | up 48.1% | rising |
| 76 | Jordan | 64.5% | 2024 | up 32.9% | rising |
| 77 | Congo | 62.9% | 2024 | up 220.7% | volatile |
| 78 | Tanzania | 62.7% | 2024 | up 40.2% | rising |
| 79 | Indonesia | 62.2% | 2024 | up 55.1% | rising |
| 80 | Zimbabwe | 62.1% | 2024 | up 47.5% | rising |
| 81 | Bolivia | 61.1% | 2024 | up 22.3% | rising |
| 82 | Malawi | 60.8% | 2024 | up 201.4% | rising |
| 83 | Togo | 59.5% | 2024 | up 157.7% | rising |
| 84 | Mexico | 59.1% | 2024 | up 17.8% | rising |
| 85 | Bangladesh | 58.5% | 2024 | up 48.0% | rising |
| 86 | Palestine | 58.4% | 2024 | up 19.9% | rising |
| 87 | Benin | 56.8% | 2024 | up 194.7% | rising |
| 88 | Burkina Faso | 55.5% | 2024 | up 148.5% | rising |
| 89 | El Salvador | 54.6% | 2024 | up 4.2% | rising |
| 90 | Philippines | 54.1% | 2024 | up 46.8% | rising |
| 91 | Algeria | 52.7% | 2024 | down 34.6% | falling |
| 92 | Honduras | 51.6% | 2024 | up 18.8% | rising |
| 93 | Iraq | 46.3% | 2024 | up 175.0% | rising |
| 94 | Guatemala | 43.2% | 2024 | down 20.9% | rising |
| 95 | Sierra Leone | 42.9% | 2024 | up 131.3% | rising |
| 96 | Pakistan | 42.7% | 2024 | up 87.7% | rising |
| 97 | Lebanon | 37.3% | 2024 | down 45.7% | falling |
| 98 | Mauritania | 34.5% | 2024 | down 21.7% | falling |
| 99 | Nicaragua | 26.2% | 2024 | down 14.3% | rising |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- High income 97.4%
- Europe & Central Asia (excluding high income) 86.1%
- South Asia 84.6%
- Upper middle income 81.3%
- World 80.6%
- Lower middle income 77.0%
- Latin America & Caribbean (excluding high income) 75.6%
- Low & middle income 75.6%
- East Asia & Pacific (excluding high income) 69.3%
- Sub-Saharan Africa (excluding high income) 63.4%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 62.5%
- Low income 50.4%
About this data
The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution (see the definition for "financial institution account") or report personally using a mobile money service in the past year (see the definition for "mobile money account"), in labor force (% age 15+)