Share of adults with an account at a financial institution in Romania

Romania: Share of adults with an account at a financial institution was 71.3% in 2024. ▲ Rising

Latest (2024)
71.3%
Change on year
up 3.2%
World rank
67th
of 115 countries
All-time high
71.3%
in 2024
All-time low
44.6%
in 2011
Years of data
5
2011–2024

Share of adults with an account at a financial institution in Romania, 2011–2024

0204060802011201720242011: 44.6 % age 15+2014: 60.8 % age 15+2017: 57.8 % age 15+2021: 69.1 % age 15+2024: 71.3 % age 15+

Source: Global Findex Database - World Bank (2026) – processed by Our World in Data. Measured in % age 15+.

Analysis

In 2024, share of adults with an account at a financial institution in Romania stood at 71.3%. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 3.2% on the previous year and up 17.3% over ten years.

Over the whole period, share of adults with an account at a financial institution in Romania peaked at 71.3% in 2024 and was at its lowest, 44.6%, in 2011.

Romania ranks 67th of 115 countries on this measure, in the middle of the range.

Share of adults with an account at a financial institution in Romania, year by year

Annual values for Share of adults with an account at a financial institution in Romania, 2011 to 2024.
Year % age 15+ Change
2011 44.6%
2014 60.8% +36.4%
2017 57.8% -5.1%
2021 69.1% +19.7%
2024 71.3% +3.2%

Romania compared with similar countries

  • Romania's 71.3% is below the median for high income countries, which is 97.0%, 74% of the median. (42 countries reporting)
  • Romania's 71.3% is below the median for Europe & Central Asia, which is 88.6%, 81% of the median. (41 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 54.4% 44.6% 60.8% 3
2020s 70.2% 69.1% 71.3% 2

Countries ranked near Romania

  1. 64 Kyrgyzstan 72.3% compare
  2. 65 Armenia 71.4% compare
  3. 66 Costa Rica 71.4% compare
  4. 68 Vietnam 70.6% compare
  5. 69 Gabon 68.2% compare
  6. 70 Dominican Republic 64.8% compare

See the full ranking of 115 places →

More reference data data for Romania

All data for Romania →

Frequently asked questions

What is share of adults with an account at a financial institution in Romania?
Share of adults with an account at a financial institution in Romania was 71.3% in 2024, according to Global Findex Database - World Bank (2026) – processed by Our World in Data.
What is the highest share of adults with an account at a financial institution recorded in Romania?
The highest recorded value was 71.3% in 2024.
What is the lowest share of adults with an account at a financial institution recorded in Romania?
The lowest recorded value was 44.6% in 2011.
How does Romania rank for share of adults with an account at a financial institution?
Romania ranks 67th out of 115 countries with data for 2024.
Is share of adults with an account at a financial institution rising or falling in Romania?
Over the last ten years it is up 17.3%. The long-run trend across the full record is rising.
Where does this Romania data come from?
The figures come from Global Findex Database - World Bank (2026) – processed by Our World in Data, published as part of Share of adults with an account at a financial institution. Statizoid updates them automatically from the source API.

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Share of adults with an account at a financial institution in Romania. Statizoid, drawing on Global Findex Database - World Bank (2026) – processed by Our World in Data. Retrieved 24 September 2026, from https://reference.statizoid.com/stat/account-at-financial-institution/romania/

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About this data

Indicator
Share of adults with an account at a financial institution
Unit
% age 15+
Source
Global Findex Database - World Bank (2026) – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
115 places, 575 data points, 2011–2024
Last refreshed

The share of respondents aged 15 and older, who report having an account (by themselves or with someone else) at a bank or another type of financial institution.